104 6th St, Cheney, WA 99004 Property Records

Spokane County property record for 104 6th St, Cheney, WA 99004

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,330 sqft · built 1954
Lot Size	0.192 acres (8,352 sqft)
Owner	2 Individual Names on File
Last Sale	$412,000 (Sep 2024)
Tax Bill	$4,097 (2026)
Deeds & Mortgages	Sep 2024 Sale & Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13132.6207`

Property Details

APN / Parcel Number

Primary APN	`13132.6207`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,330 sqft Living Area
Gross Area	2,690 sqft
1st Floor Area	1,190 sqft
Basement Area	1,190 sqft
Finished Basement	1,140 sqft
Unfinished Basement	50 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,352 sqft (0.192 acres)
Lot Dimensions	144 ft deep x 52 ft wide
Garage Type	Attached
Garage Area	310 sqft
Parking Spaces	1 Parking Space
Deck Area	100 sqft
Patio Area	60 sqft
Canopy	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	104 6TH ST
City	CHENEY
State	WA
Zip	99004-1528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	CHENEY ADD TO THE TOWN OF SWLY 2FT LT 9; ALL LT 10 BLK 67 TOGW 6FT VAC I ST LYG SWLY & ADJ TO
Legal Range	41E
Legal Township	23N
Legal Section	13
Legal Subdivision	CHENEY ADD
Legal Phase	1
Legal Block	67
Legal Lot Number	9,10
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	1
Census Block	1002
Census Tract	14001

Owner

104 6th St is owned and occupied by two individuals who bought it in September 2024.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	104 6TH ST, CHENEY, WA 99004-1528
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2024	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 1, 2022	Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Sep 14, 2017	Warranty Deed, Transfer SPOKANE COUNTY TITLE COMPANY, SPOKANE COUNTY TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2024 · Amount on File
Deed Sale	Sep 12, 2024 · Amount on File
Prior Sale	Sep 1, 2022 · Amount on File
Deed Document Number	20247372075
Prior Transfer Date	Feb 14, 1997
Prior Transfer Doc	0004102768
Record Updated	Oct 29, 2026

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 12, 2024
Property Address	104 6TH ST, CHENEY, WA 99004-1528
Document Number	0007372075
Map Reference	VOL A PG 45
Instrument Date	Sep 11, 2024
Instrument	7372075
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,597.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 6TH ST, CHENEY, WA 99004-1528

Mortgage

Document Number	0007372076
Date	Sep 12, 2024
Instrument	7372076

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2054

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 1, 2022
Property Address	104 6TH ST, CHENEY, WA 99004-1528
Document Number	0007236687
Map Reference	VOL A PG 45
Instrument Date	Aug 24, 2022
Instrument	7236687
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,005.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 6TH ST, CHENEY, WA 99004-1528

Mortgage

Document Number	0007236688
Date	Sep 1, 2022
Instrument	7236688

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 14, 2017
Property Address	104 6TH ST, CHENEY, WA 99004-1528
Document Number	0006639696
Instrument Date	Sep 7, 2017
Instrument	6639696
Transaction Type	Transfer
Record Updated	Sep 21, 2017
Title Company	SPOKANE COUNTY TITLE COMPANY, SPOKANE COUNTY TITLE CO

Transaction

Amount	Amount on Record
Tax	$3,351.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 6TH ST CHENEY WA 990041528, CHENEY, WA 99004-1528

Tax Assessment & Valuation

The 2026 property tax bill for 104 6th St was $4,097, up 9.8% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,097.00 (+9.78%)	$377,700 Land $80,000 Building $297,700	$377,700 Land $80,000 Building $297,700
2025	$3,732.00
2024		$314,700 (+42.08%) Land $75,000 Building $239,700	$314,700 (+42.08%) Land $75,000 Building $239,700
2023	$2,638.00 (+7.37%)	$221,500 Land $40,000 Building $181,500	$221,500 Land $40,000 Building $181,500
2022	$2,457.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 6th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 6th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHENEY serves 16,954 people · EPA ID WA5312400
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	1,000 / 1,000
DCI Cable	1,000 / 100

May also be available: CenturyLink, T-Mobile, Verizon.

Nearby Properties on 6th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures