22989 Whitehall Ter, Sterling, VA 20166 Property Records

Loudoun County property record for 22989 Whitehall Ter, Sterling, VA 20166

Property Summary

Property Type	Townhouse
Details	4 bd · 3.5 ba · 1,800 sqft · built 1999
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on Record
Last Sale	$570,000 (Apr 2026)
Tax Bill	$4,298 (2025)
Deeds & Mortgages	Oct 2021 Refinance Apr 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`024-35-7419-000`

Property Details

APN / Parcel Number

Primary APN	`024-35-7419-000`
Alternative APN	`95 17 65`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	3 Stories
Building Area	1,800 sqft Living Area
1st Floor Area	600 sqft
Basement Area	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,742 sqft (0.04 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	22989 WHITEHALL TER
City	STERLING
State	VA
Zip	20166-4303
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R16
Legal Description	GROVEWOOD PAR B S.2 PH 3 LOT 65 200805290032612
Legal Subdivision	GROVEWOOD
Legal Phase	3
Legal Block	2
Legal Lot Number	65
Jurisdiction	LOUDOUN VA
Township / Civil Division	BROAD RUN
Census Block Group	2
Census Block	2027
Census Tract	611702

Owner

Source: Loudoun County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22989 WHITEHALL TER, STERLING, VA 20166-4303
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE LLC
Apr 10, 2026	Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN
Nov 14, 2023	Warranty Deed, Transfer · Conventional Mortgage EMET MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2026 · Amount on Record
Deed Sale	Apr 10, 2026 · Amount on Record
Prior Sale	Nov 14, 2023 · Amount on Record
Deed Document Number	202617942
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	22989 WHITEHALL TER, STERLING, VA 20166-4303
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	CENTRAL FLORIDA TITLE COMPANY, CENTRAL TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000110577
Date	Oct 29, 2021
Instrument	202110290110577

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUDOUN VA
Recording Date	Apr 10, 2026
Property Address	22989 WHITEHALL TER, STERLING, VA 20166-4303
Document Number	0000017942
Instrument Date	Apr 10, 2026
Instrument	202617942
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount Recorded
Tax	$57,570.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	22989 WHITEHALL TER, STERLING, VA 20166-4303

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Nov 14, 2023
Property Address	22989 WHITEHALL TER, STERLING, VA 20166-4303
Document Number	0000045733
Instrument Date	Nov 10, 2023
Instrument	202311140045733
Transaction Type	Transfer
Record Updated	Dec 6, 2023
Title Company	NORTH FRONTIER TITLE & ESCROW LLC, NORTH FRONTIER TITLE & ESCRW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22989 WHITEHALL TER, STERLING, VA 20166-4303

Mortgage

Document Number	0000045734
Date	Nov 14, 2023
Instrument	202311140045734

Lender

Name	EMET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,298.00 (+2.28%)	$533,930 (+11.17%) Land $175,000 Building $358,930	$533,930 (+11.17%) Land $175,000 Building $358,930
2023	$4,202.00	$480,270 Land $175,000 Building $305,270	$480,270 Land $175,000 Building $305,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Cox Communications.

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