22981 Whitehall Ter, Sterling, VA 20166 Property Records

Loudoun County property record for 22981 Whitehall Ter, Sterling, VA 20166

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,200 sqft · built 2000
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on Record
Last Sale	$120,141 (Apr 2005)
Tax Bill	$3,565 (2025)
Deeds & Mortgages	May 2022 Refinance Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`024-35-7825-000`

Property Details

APN / Parcel Number

Primary APN	`024-35-7825-000`
Alternative APN	`95 17 68`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	3 Stories
Building Area	1,200 sqft Living Area
1st Floor Area	400 sqft
Basement Area	300 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,742 sqft (0.04 acres)
Garage Type	Detached
Garage Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	22981 WHITEHALL TER
City	STERLING
State	VA
Zip	20166-4303
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R16
Legal Description	GROVEWOOD PAR B S.2 PH 3 LOT 68 200504200040070
Legal Subdivision	GROVEWOOD
Legal Phase	3
Legal Block	2
Legal Lot Number	68
Jurisdiction	LOUDOUN VA
Township / Civil Division	BROAD RUN
Census Block Group	2
Census Block	2027
Census Tract	611702

Owner

Source: Loudoun County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22981 WHITEHALL TER, STERLING, VA 20166-4303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONS LENDING CORPORATION
Jul 24, 2019	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MTG
Jan 30, 2018	Deed of Trust, Mortgage · FHA Mortgage FIRST GUARANTY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2005 · Amount on Record
Deed Sale	Apr 20, 2005 · Amount on Record
Prior Sale	Aug 22, 2000 · Amount on Record
Deed Document Number	200540070
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	22981 WHITEHALL TER, STERLING, VA 20166-4303
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030120
Date	May 19, 2022
Instrument	202205190030120

Lender

Name	NATIONS LENDING CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.25%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	22981 WHITEHALL TER, STERLING, VA 20166-4303
Document Number	20190729042248
Instrument Date	Jul 24, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22981 WHITEHALL TER STERLING VA 201664303, STERLING, VA 20166-4303

Mortgage

Document Number	20190729042248
Date	Jul 29, 2019
Instrument	42248

Lender

Name	NATIONSTAR MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2049

Interest

Rate Type	Fixed Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	22981 WHITEHALL TER, STERLING, VA 20166-4303
Document Number	20180207006883
Instrument Date	Jan 30, 2018
Transaction Type	Mortgage
Record Updated	Feb 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180207006883
Date	Feb 7, 2018
Instrument	6883

Lender

Name	FIRST GUARANTY MTG
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,565.00 (+0.11%)	$442,900 (+8.82%) Land $160,700 Building $282,200	$442,900 (+8.82%) Land $160,700 Building $282,200
2023	$3,561.00	$406,990 Land $160,700 Building $246,290	$406,990 Land $160,700 Building $246,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Cox Communications.

Nearby Properties on Whitehall Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures