22985 Arroyo Ct, Bend, OR 97701 Property Records

Deschutes County property record for 22985 Arroyo Ct, Bend, OR 97701

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,064 sqft · built 1977
Lot Size2.72 acres (118,483 sqft)
Owner2 Individual Names on File
Last Sale$74,900 (Sep 1991)
Tax Bill$2,585 (2025)
Deeds & MortgagesMar 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN171316 B0 04800

Property Details

APN / Parcel Number

Primary APN171316 B0 04800
Alternative APNs
  • R10031713160006304
  • 160750

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,064 sqft Living Area
1st Floor Area1,064 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Architectural StyleOther
Lot Area118,483 sqft (2.72 acres)
Shed1 Shed
Shed Area80 sqft

Location & Zoning

Account Number160750
Old Parcel NumberR10031713160006304
Street Address22985 ARROYO CT
CityBEND
StateOR
Zip97701-9723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:8 BLK:3 SUBD:CIMARRON CITY SEC/TWN/RNG/MER:SEC 16 TWN 17 RNG 13 MAP REF:171316-B0
Legal Range13E
Legal Township17S
Legal Section16
Legal QuarterNW
Legal SubdivisionCIMARRON CITY
Legal Block3
Legal Lot Number8
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group2
Census Block2020
Census Tract1200

Owner

22985 Arroyo Ct is owned and occupied by two individuals who bought it in September 1991.

Source: Deschutes County records, as of January 12, 2026

Owner of Record2 Individual Names on File
Mailing Address22985 ARROYO CT, BEND, OR 97701-9723
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 23, 1991 · Amount on File
Deed SaleSep 23, 1991 · Amount on File
Deed Document Number9912460039
Record UpdatedJun 8, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address22985 ARROYO CT, BEND, OR 97701-9723
Transaction TypeMortgage
Record UpdatedMay 26, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address22985 ARROYO CT, BEND, OR 97701-9723

Mortgage

Document Number0000005517
DateMar 14, 2023
Instrument2023-05517
Lender
NameSELCO COMMUNITY CU
TypeCredit Union
AddressSPRINGFIELD, OR 97477
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMar 25, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 22985 Arroyo Ct was $2,585, up 4.5% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,585.00 (+4.53%)$172,580 (+3%)$533,580 (+5.51%) Land $259,630 Building $273,950
2024$2,473.00 (+6.27%)$167,560 (+3%)$505,730 (-) Land $239,760 Building $265,970
2023$2,327.00$162,680$505,730 Land $239,760 Building $265,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22985 Arroyo Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 22985 Arroyo Ct is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · lower than 70% of Oregon
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCIMMARRON CITY WATER SYSTEM
private · serves 450 people · EPA ID OR4100112
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Cable
1,000 / 20
Starlink
Satellite
280 / 30
CenturyLink
DSL
140 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Arroyo Ct

Nearby Streets

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