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22956 Arroyo Ct, Bend, OR 97701 Property Records

Deschutes County property record for 22956 Arroyo Ct, Bend, OR 97701

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,056 sqft · built 1972
Lot Size2.49 acres (108,464 sqft)
Owner2 Individual Names on Record
Last Sale$329,000 (Apr 2016)
Tax Bill$2,810 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN171316-B0-05000

Property Details

APN / Parcel Number

Primary APN171316-B0-05000
Alternative APNs
  • R10031713160006202
  • 111778

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,056 sqft Living Area
Gross Area1,680 sqft
1st Floor Area1,056 sqft
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area108,464 sqft (2.49 acres)
Garage Area624 sqft
Deck Area216 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
SewerSeptic
Water SourceWell

Location & Zoning

Account Number111778
Street Address22956 ARROYO CT
CityBEND
StateOR
Zip97701-9723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUA10
Legal DescriptionCIMARRON CITY BLOCK 3 LOT PT.7
Legal Range13
Legal Township17
Legal Section16
Legal SubdivisionCIMARRON CITY
Legal Block3
Legal Lot Number7
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group2
Census Block2020
Census Tract1200

Owner

Source: Deschutes County records, as of August 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address22956 ARROYO CT, BEND, OR 97701-9723
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2026Deed of Trust, Mortgage · Line of Credit
SELCO COMMUNITY CREDIT UNION
Dec 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 5, 2016 · Amount on Record
Deed SaleApr 5, 2016 · Amount on Record
Prior SaleAug 30, 2013 · Amount on Record
Deed Document Number201612824
Prior Transfer DateJun 5, 2009
Prior Transfer Doc0000024391
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Recording DateJul 23, 2026
Property Address22956 ARROYO CT, BEND, OR 97701-9723
Document Number0000021941
Instrument DateJul 17, 2026
Instrument202621941
Transaction TypeMortgage
Record UpdatedAug 4, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address22956 ARROYO CT, BEND, OR 97701-9723

Mortgage

Document Number0000021941,
DateJul 23, 2026
Instrument202621941
Lender
NameSELCO COMMUNITY CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 25, 2056
Interest
Rate6.47%
Max Rate-1%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address22956 ARROYO CT, BEND, OR 97701-9723
Transaction TypeMortgage
Record UpdatedNov 28, 2022
Title CompanyWESTERN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000069718
DateDec 22, 2020
Instrument2020-69718
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,810.00 (+4.54%)$187,600 (+3%)$553,250 (+5.42%) Land $259,630 Building $293,620
2024$2,688.00 (+6.25%)$182,140 (+3%)$524,830 (-) Land $239,760 Building $285,070
2023$2,530.00$176,840$524,830 Land $239,760 Building $285,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · lower than 70% of Oregon
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCIMMARRON CITY WATER SYSTEM
private · serves 450 people · EPA ID OR4100112
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Cable		1,000 / 20
Starlink
Satellite		280 / 30
CenturyLink
DSL		140 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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