22984 Lone Oak Dr, Estero, FL 33928 Property Records

Lee County property record for 22984 Lone Oak Dr, Estero, FL 33928

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,298 sqft · built 1997
Lot Size0.105 acres (4,580 sqft)
Owner2 Individual Names on Record
Last Sale$134,900 (Jul 2002)
Tax Bill$1,523 (2025)
Deeds & MortgagesMar 2017 Mortgage
Flood ZoneZone X (moderate risk)
APN09-47-25-E1-23002.1020

Property Details

APN / Parcel Number

Primary APN09-47-25-E1-23002.1020
Alternative APNs
  • 250947E1230021020
  • 10437102

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,298 sqft Living Area
1st Floor Area1,298 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleCondo/Apartment
Lot Area4,580 sqft (0.105 acres)
View / LotLake
Garage TypeAttached
Garage Area256 sqft
Parking Spaces1 Parking Space
PorchPorch

Location & Zoning

Account Number10437102
Street Address22984 LONE OAK DR
CityESTERO
StateFL
Zip33928-4328
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionMARSH LANDING TOWNHOUSE CONDO OR 2786 PG 1493 PH 2 BLDG 2 UNIT 102
Legal Range25E
Legal Township47S
Legal Section09
Legal SubdivisionMARSH LANDING TOWNHOUSE CONDO
Legal Phase2
Legal TractE1
Legal Block2
Legal Lot Number102
Legal Unit102
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group2
Census Block2005
Census Tract50320

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address22984 LONE OAK DR, ESTERO, FL 33928-4328
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 16, 2002 · Amount on Record
Deed SaleJul 16, 2002 · Amount on Record
Prior SaleJul 8, 1999 · Amount on Record
Deed Book / Page3686 / 1472
Record UpdatedOct 29, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address22984 LONE OAK DR, ESTERO, FL 33928-4328
Document Number0000053218
Instrument DateMar 6, 2017
Transaction TypeMortgage
Record UpdatedApr 3, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address22984 LONE OAK DR #102 ESTERO FL 339284328, 102, ESTERO, FL 33928-4328

Mortgage

Document Number0000053218
DateMar 13, 2017
Instrument53218
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 12, 2032

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$132,527 (+2.7%) Building $132,527$235,731 (-21.78%) Building $235,731
2025$1,523.00 (+10.12%) Homeowner's exemption$129,043 (+5.99%) Building $129,043$301,359 (-9.16%) Building $301,359
2023$1,383.00 (-5.27%) Homeowner's exemption$121,753 (+3%)$331,759 (+44.69%) Building $331,759
2022$1,460.00 Homeowner's exemption$118,207$229,297 Building $229,297

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 105 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies221 units insured
incl. 116 condo units
Nearby Flood Claims3 (2017–2022)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBONITA SPRINGS UTILITIES
serves 76,033 people · EPA ID FL5360025
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Summit Broadband
Fiber
40,000 / 40,000
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

May also be available: Hotwire Communications, T-Mobile, Verizon.

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