22983 Lone Oak Dr, Estero, FL 33928 Property Records

Lee County property record for 22983 Lone Oak Dr, Estero, FL 33928

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,298 sqft · built 1997
Lot Size	0.105 acres (4,580 sqft)
Owner	Individual Name on Record
Last Sale	$353,000 (Oct 2022)
Tax Bill	$3,480 (2025)
Deeds & Mortgages	Oct 2022 Sale Feb 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`09-47-25-E1-23014.1010`

Property Details

APN / Parcel Number

Primary APN	`09-47-25-E1-23014.1010`
Alternative APNs	`250947E1230141010` `04472523000141010` `10437110`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,298 sqft Living Area
1st Floor Area	1,298 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Condo/Apartment
Lot Area	4,580 sqft (0.105 acres)
View / Lot	Corner
Garage Type	Attached
Garage Area	256 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	182 sqft

Location & Zoning

Account Number	10437110
Street Address	22983 LONE OAK DR
City	ESTERO
State	FL
Zip	33928-4335
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	MARSH LANDING TOWNHOUSE CONDO OR 2786 PG 1493 PH 14 BLDG 14 UNIT 101
Legal Range	25E
Legal Township	47S
Legal Section	09
Legal Subdivision	MARSH LANDING TOWNHOUSE CONDO
Legal Phase	14
Legal Tract	E1
Legal Block	2
Legal Lot Number	101
Legal Unit	101
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	2
Census Block	2005
Census Tract	50320

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22983 LONE OAK DR, 101, ESTERO, FL 33928-4335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2022	Warranty Deed, Transfer TITLE US LLC, TITLE PLUS LLC
Feb 25, 2020	Warranty Deed, Transfer · Conventional Mortgage CBC NAT'L BK MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2022 · Amount on Record
Deed Sale	Oct 18, 2022 · Amount on Record
Prior Sale	Feb 25, 2020 · Amount on Record
Deed Document Number	2022315550
Prior Transfer Date	May 4, 2007
Prior Transfer Doc	0000176817
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Oct 18, 2022
Property Address	22983 LONE OAK DR, ESTERO, FL 33928-4335
Document Number	0000315550
Map Reference	MB 2786 PG 1493
Instrument Date	Oct 7, 2022
Instrument	2022000315550
Transaction Type	Transfer
Record Updated	Oct 28, 2022
Title Company	TITLE US LLC, TITLE PLUS LLC

Transaction

Amount	Amount Recorded
Tax	$2,471.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2422 BANDANA RD, 2422, LA CENTER, KY 42056

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22983 LONE OAK DR # 101, 101, ESTERO, FL 33928-4335

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Feb 25, 2020
Property Address	22983 LONE OAK DR, ESTERO, FL 33928-4335
Document Number	0000048632
Instrument Date	Feb 10, 2020
Instrument	48632
Transaction Type	Transfer
Record Updated	Mar 17, 2020
Title Company	ROSS TITLE AND ESCROW INC, ROSS TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2422 BANDANA RD #381 LA CENTER KY 42056, 381, LA CENTER, KY 42056

Mortgage

Document Number	48633
Date	Feb 25, 2020
Instrument	48633

Lender

Name	CBC NAT'L BK MTG
Address	ALPHARETTA, GA 30022

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2050

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,349 (-20.78%) Building $221,349	$221,349 (-22.06%) Building $221,349
2025	$3,480.00 (+7.44%) Homeowner's exemption	$279,404 (+5.99%) Building $279,404	$283,998 (-9.36%) Building $283,998
2023	$3,239.00 (+12%) Homeowner's exemption	$263,621 (+16.2%)	$313,341 (+38.11%) Building $313,341
2022	$2,892.00	$226,870 Building $226,870	$226,870 Building $226,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 105 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	221 units insured incl. 116 condo units
Nearby Flood Claims	3 (2017–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONITA SPRINGS UTILITIES serves 76,033 people · EPA ID FL5360025
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Summit Broadband Fiber	40,000 / 40,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Hotwire Communications, T-Mobile, Verizon.

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