22981 Fleet Ter, Sterling, VA 20166 Property Records

Loudoun County property record for 22981 Fleet Ter, Sterling, VA 20166

Property Summary

Property Type	Townhouse
Details	4 bd · 3 ba · 1,800 sqft · built 1999
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on File
Last Sale	$535,000 (Oct 2023)
Tax Bill	$4,280 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jun 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`024-35-5431-000`

Property Details

APN / Parcel Number

Primary APN	`024-35-5431-000`
Alternative APN	`95 16 46`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	3 Stories
Building Area	1,800 sqft Living Area
1st Floor Area	600 sqft
Basement Area	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,742 sqft (0.04 acres)
Garage Type	Detached
Garage Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	22981 FLEET TER
City	STERLING
State	VA
Zip	20166-9493
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R16
Legal Description	GROVEWOOD PARCEL B PH.2 SEC 2 LOT 46 201006170035214 200908190056904
Legal Subdivision	GROVEWOOD
Legal Phase	2
Legal Block	2
Legal Lot Number	46
Jurisdiction	LOUDOUN VA
Township / Civil Division	BROAD RUN
Census Block Group	2
Census Block	2029
Census Tract	611702

Owner

22981 Fleet Ter, a townhouse, is owned and occupied by two individuals who bought it in October 2023.

Source: Loudoun County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22981 FLEET TER, STERLING, VA 20166-9493
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage TRUIST BANK
Jun 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Nov 15, 2019	Deed of Trust, Mortgage · Conventional with PMI INTERCOASTAL MTG
Oct 10, 2018	Warranty Deed, Transfer · Conventional with PMI INTERCOASTAL MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2023 · Amount on File
Deed Sale	Oct 2, 2023 · Amount on File
Prior Sale	Oct 10, 2018 · Amount on File
Deed Document Number	202339609
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Oct 2, 2023
Property Address	22981 FLEET TER, STERLING, VA 20166-9493
Document Number	0000039609
Instrument Date	Sep 20, 2023
Instrument	202310020039609
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	APEX SETTLEMENT CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22981 FLEET TER, STERLING, VA 20166-9493

Mortgage

Document Number	0000039610
Date	Oct 2, 2023
Instrument	202310020039610

Lender

Name	TRUIST BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	22981 FLEET TER, STERLING, VA 20166-9493
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202106020062619
Date	Jun 2, 2021
Instrument	202106020062619

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	22981 FLEET TER, STERLING, VA 20166-9493
Document Number	20191120072118
Instrument Date	Nov 15, 2019
Transaction Type	Mortgage
Record Updated	Dec 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22981 FLEET TER STERLING VA 201669493, STERLING, VA 20166-9493

Mortgage

Document Number	20191120072118
Date	Nov 20, 2019
Instrument	72118

Lender

Name	INTERCOASTAL MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2049

Interest

Rate Type	Fixed Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Oct 10, 2018
Property Address	22981 FLEET TER, STERLING, VA 20166-9493
Document Number	20181010059159
Instrument Date	Oct 10, 2018
Instrument	59159
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22981 FLEET TER STERLING VA 201669493, STERLING, VA 20166-9493

Mortgage

Document Number	20181010059160
Date	Oct 10, 2018
Instrument	59160

Lender

Name	INTERCOASTAL MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 22981 Fleet Ter was $4,280, up 2.4% from the year before.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,280.00 (+2.39%)	$531,710 (+2.38%) Land $175,000 Building $356,710	$531,710 (+2.38%) Land $175,000 Building $356,710
2025	$4,180.00	$519,340 Land $175,000 Building $344,340	$519,340 Land $175,000 Building $344,340
2023	$4,139.00	$473,070 Land $175,000 Building $298,070	$473,070 Land $175,000 Building $298,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22981 Fleet Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 22981 Fleet Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Cox Communications.

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