22977 Fleet Ter, Sterling, VA 20166 Property Records

Loudoun County property record for 22977 Fleet Ter, Sterling, VA 20166

Property Summary

Property Type	Townhouse
Details	4 bd · 3.5 ba · 2,052 sqft · built 1999
Lot Size	0.06 acres (2,613 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (Dec 2025)
Tax Bill	$4,576 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage May 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`024-35-5734-000`

Property Details

APN / Parcel Number

Primary APN	`024-35-5734-000`
Alternative APN	`95 16 44`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	3 Stories
Building Area	2,052 sqft Living Area
1st Floor Area	680 sqft
Basement Area	680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,613 sqft (0.06 acres)
Garage Type	Detached
Garage Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	22977 FLEET TER
City	STERLING
State	VA
Zip	20166-9493
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R16
Legal Description	GROVEWOOD PARCEL B PH.2 SEC 2 LOT 44 1957--1380
Legal Subdivision	GROVEWOOD
Legal Phase	2
Legal Block	2
Legal Lot Number	44
Jurisdiction	LOUDOUN VA
Township / Civil Division	BROAD RUN
Census Block Group	2
Census Block	2029
Census Tract	611702

Owner

22977 Fleet Ter, a townhouse, is owned and occupied by two individuals who bought it in December 2025.

Source: Loudoun County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22977 FLEET TER, STERLING, VA 20166-9493
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed, Transfer · Conventional Mortgage PFN LENDING GROUP INC
May 17, 2022	Warranty Deed, Transfer · Conventional Mortgage NFM LENDING
Jul 14, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST MIDWEST BK
Sep 25, 2018	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Feb 21, 2018	Deed of Trust, Mortgage · Line of Credit SUNTRUST BK/MIDDLE GA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2025 · Amount on File
Deed Sale	Dec 1, 2025 · Amount on File
Prior Sale	May 17, 2022 · Amount on File
Deed Document Number	202558304
Record Updated	Oct 29, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUDOUN VA
Recording Date	Dec 1, 2025
Property Address	22977 FLEET TER, STERLING, VA 20166-9493
Document Number	0000058304
Map Reference	MB 1602 PG 1981
Instrument Date	Nov 24, 2025
Instrument	20251201-0058304
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	KVS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$615.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	22977 FLEET TER, STERLING, VA 20166-9493

Mortgage

Document Number	0000058305
Date	Dec 1, 2025
Instrument	20251201-0058305

Lender

Name	PFN LENDING GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	May 17, 2022
Property Address	22977 FLEET TER, STERLING, VA 20166-9493
Document Number	0000029622
Instrument Date	May 16, 2022
Instrument	202205170029622
Transaction Type	Transfer
Record Updated	Jul 12, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11787 N SHORE DR, RESTON, VA 20190-4510

Mortgage

Document Number	0000029623
Date	May 17, 2022
Instrument	202205170029623

Lender

Name	NFM LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	22977 FLEET TER, STERLING, VA 20166-9493
Document Number	20200810066812
Instrument Date	Jul 14, 2020
Transaction Type	Mortgage
Record Updated	Sep 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22977 FLEET TER STERLING VA 201669493, STERLING, VA 20166-9493

Mortgage

Document Number	20200810066812
Date	Aug 10, 2020
Instrument	66812

Lender

Name	FIRST MIDWEST BK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2050

Interest

Rate Type	Fixed Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Sep 25, 2018
Property Address	22977 FLEET TER, STERLING, VA 20166-9493
Document Number	20180925055941
Instrument Date	Sep 24, 2018
Instrument	55941
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$414.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22977 FLEET TER STERLING VA 201669493, STERLING, VA 20166-9493

Mortgage

Document Number	20180925055942
Date	Sep 25, 2018
Instrument	55942

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	22977 FLEET TER, STERLING, VA 20166-9493
Document Number	20180302011737
Instrument Date	Feb 21, 2018
Transaction Type	Mortgage
Record Updated	Mar 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180302011737
Date	Mar 2, 2018
Instrument	11737

Lender

Name	SUNTRUST BK/MIDDLE GA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 22977 Fleet Ter was $4,576, up 2.9% from the year before.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,576.00 (+2.88%)	$568,480 (+2.87%) Land $178,500 Building $389,980	$568,480 (+2.87%) Land $178,500 Building $389,980
2025	$4,448.00	$552,620 Land $178,500 Building $374,120	$552,620 Land $178,500 Building $374,120
2023	$4,378.00 (+105.15%)	$500,400 (+4.31%) Land $178,500 Building $321,900	$500,400 (+4.31%) Land $178,500 Building $321,900
2022	$2,134.00	$479,740 Land $178,500 Building $301,240	$479,740 Land $178,500 Building $301,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22977 Fleet Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 22977 Fleet Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Cox Communications.

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