2285 Malcolm Dr, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 2285 Malcolm Dr, Palm Harbor, FL 34684

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,787 sqft · built 1978
Lot Size	0.176 acres (7,645 sqft)
Owner	2 Individual Names on File
Last Sale	$274,900 (Oct 2019)
Tax Bill	$3,676 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-757-6896-0`

Property Details

APN / Parcel Number

Primary APN	`C62-000-757-6896-0`
Alternative APNs	`31-27-16-38895-000-0140` `271631388950000140` `162731388950000140` `R336952`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,787 sqft Living Area
Gross Area	2,323 sqft
1st Floor Area	1,787 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,645 sqft (0.176 acres)
Lot Dimensions	105 ft deep x 73 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	95 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R336952
Street Address	2285 MALCOLM DR
City	PALM HARBOR
State	FL
Zip	34684-1822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD10
Legal Description	HIGHLAND LAKES UNIT SIX LOT 14
Legal Range	16E
Legal Township	27S
Legal Section	31
Legal Subdivision	HIGHLAND LAKES UNIT SIX
Legal Tract	38895
Legal Lot Number	14
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	3
Census Block	3000
Census Tract	27316

Owner

2285 Malcolm Dr is owned and occupied by two individuals who bought it in October 2019.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2285 MALCOLM DR, PALM HARBOR, FL 34684-1822
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2019 · Amount on File
Deed Sale	Oct 8, 2019 · Amount on File
Prior Sale	May 27, 2009 · Amount on File
Deed Document Number	2019323367
Deed Book / Page	20723 / 848
Prior Transfer Date	Jul 1, 2013
Prior Transfer Doc	0180652121
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 8, 2019
Property Address	2285 MALCOLM DR, PALM HARBOR, FL 34684-1822
Document Number	0207230848
Book / Page	020723 / 000848
Instrument Date	Oct 1, 2019
Instrument	323367
Transaction Type	Transfer
Record Updated	Oct 21, 2019
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,924.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2285 MALCOLM DR PALM HARBOR FL 346841822, PALM HARBOR, FL 34684-1822

Mortgage

Document Number	207230849
Date	Oct 8, 2019
Book Page	020723/000849
Instrument	323368

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 7, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2285 Malcolm Dr was $3,676 with a homeowner's exemption, up 6.1% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,676.00 (+6.06%) Homeowner's exemption	$235,739	$366,454 Land $95,925 Building $270,529
2024	$3,466.00 (+1.76%)
2023	$3,406.00 (+3.09%) Homeowner's exemption	$222,422 (+3%)	$313,487 (+4.24%) Land $118,406 Building $195,081
2022	$3,304.00 Homeowner's exemption	$215,944	$300,750 Land $147,462 Building $153,288

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2285 Malcolm Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Mar 1993 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2285 Malcolm Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20