Upshur County property record for 2298 FM 2685, Gilmer, TX 75645
| Property Type | Residential |
|---|---|
| Details | 2 ba · 3,888 sqft · built 1997 |
| Lot Size | 2.19 acres (95,396 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,038 (2026) |
| Deeds & Mortgages | Jan 2017 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 001U-S02-000-319-4 |
| Primary APN | 001U-S02-000-319-4 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 3,888 sqft Total Area |
| 1st Floor Area | 1,555 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 95,396 sqft (2.19 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 001U-S02-000-319-4 |
|---|---|
| Street Address | 2298 FM 2685 |
| City | GILMER |
| State | TX |
| Zip | 75645-2950 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Other |
| Legal Description | ABS A1 DAVENPORT, J B B,TRACT 319-4, 2.19 ACRES & HOUSE |
| Legal Subdivision | J B B DAVENPORT SURVEY A-1 |
| Legal Tract | 4-319 |
| Jurisdiction | UPSHUR TX |
| Township / Civil Division | GILMER |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 950302 |
2298 FM 2685, a residential property, is owned and occupied by two individuals.
Source: Upshur County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2298 FM 2685, GILMER, TX 75645-2950 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UPSHUR TX |
| Property Address | 2298 FM 2685, GILMER, TX 75645-2950 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 001290/241 |
|---|---|
| Date | Jan 27, 2017 |
| Book Page | 1290/241 |
| Instrument | 201700565 |
| Name | TEXAS BANK AND TRUST CO |
|---|---|
| Type | Bank |
| Address | LONGVIEW, TX 75601 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 6 Months |
| Due | Jul 27, 2017 |
The 2026 property tax bill for 2298 FM 2685 was $5,038 with a homeowner's exemption, up 52.9% from the year before.
Source: Upshur County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Upshur County |
| Unified School District | Gilmer Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,038.00 (+52.9%) Homeowner's exemption | $332,770 (+1.85%) Land $59,910 Building $272,860 | $332,770 (+1.85%) Land $59,910 Building $272,860 |
| 2025 | $3,295.00 Homeowner's exemption | $326,720 Land $50,600 Building $276,120 | $326,720 Land $50,600 Building $276,120 |
| 2023 | $303,010 Land $51,260 Building $251,750 | $303,010 Land $51,260 Building $251,750 | |
| 2022 | $3,872.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2298 FM 2685 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2298 FM 2685 is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 62% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PRITCHETT WSC serves 10,089 people · EPA ID TX2300012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Etex Telephone Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
May also be available: T-Mobile.
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