2204 FM 2685, Gilmer, TX 75645 Property Records

Upshur County property record for 2204 FM 2685, Gilmer, TX 75645

Property Summary

Property Type	Residential
Details	2 ba · 3,044 sqft · built 2000
Lot Size	1.46 acres (63,990 sqft)
Owner	2 Individual Names on Record
Last Sale	$231,300 (Jun 2021)
Tax Bill	$4,930 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001U-S02-000-319-3`

Property Details

APN / Parcel Number

Primary APN	`001U-S02-000-319-3`
Alternative APN	`75163`

Interior

Full Baths	2 Baths
Building Area	3,044 sqft Total Area
1st Floor Area	1,700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	63,990 sqft (1.46 acres)
Garage Type	Attached
Garage Area	473 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	001U-S02-000-319-3
Street Address	2204 FM 2685
City	GILMER
State	TX
Zip	75645-2950
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	ABS A1 DAVENPORT, J B B,TRACT 319-3, 1.469 ACRES & HOUSE
Legal Subdivision	J B B DAVENPORT SURVEY A-1
Legal Tract	3-319
Jurisdiction	UPSHUR TX
Township / Civil Division	GILMER
Census Block Group	3
Census Block	3008
Census Tract	950302

Owner

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2204 FM 2685, GILMER, TX 75645-2950
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Jun 25, 2021	Vendor's Lien, Transfer · Conventional Mortgage PRIMELENDING
Aug 2, 2019	Vendor's Lien, Transfer · VA Mortgage MORTGAGE FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2021 · Amount on Record
Deed Sale	Jun 25, 2021 · Amount on Record
Prior Sale	Aug 2, 2019 · Amount on Record
Deed Document Number	20215044
Prior Transfer Date	Jun 23, 2021
Prior Transfer Doc	0202105044
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	2204 FM 2685, GILMER, TX 75645-2950
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	CTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202202601
Date	Mar 31, 2022
Instrument	202202601

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Jun 25, 2021
Property Address	2204 FM 2685, GILMER, TX 75645-2950
Document Number	0202105044
Instrument Date	Jun 23, 2021
Instrument	202105044
Transaction Type	Transfer
Record Updated	Dec 25, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21517 S 99 E, AURORA, OR 97002

Mortgage

Document Number	0202105045
Date	Jun 25, 2021
Instrument	202105045

Lender

Name	PRIMELENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

August 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Aug 2, 2019
Property Address	2204 FM 2685, GILMER, TX 75645-2950
Document Number	0201904945
Instrument Date	Aug 2, 2019
Instrument	201904945
Transaction Type	Transfer
Record Updated	Dec 25, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2204 FM 2685, GILMER, TX 75645-2950

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1505 GREENWAY UPSHUR COUNTY, GILMER, TX 75644

Mortgage

Document Number	0201904946
Date	Aug 2, 2019
Instrument	201904946

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	Gilmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,930.00 (+48.4%) Homeowner's exemption	$325,660 (-0.63%) Land $46,330 Building $279,330	$325,660 (-0.63%) Land $46,330 Building $279,330
2025	$3,322.00 (-34.13%) Homeowner's exemption	$327,720 (+9.08%) Land $44,540 Building $283,180	$327,720 (+9.08%) Land $44,540 Building $283,180
2023		$300,430 Land $34,910 Building $265,520	$300,430 Land $34,910 Building $265,520
2022	$5,043.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 71% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PRITCHETT WSC serves 10,089 people · EPA ID TX2300012
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Etex Telephone Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: T-Mobile.

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