2298 E Cole Ave, Fresno, CA 93720 Property Records

Fresno County property record for 2298 E Cole Ave, Fresno, CA 93720

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,352 sqft · built 1994
Lot Size	0.163 acres (7,102 sqft)
Owner	2 Trust Names on File
Last Sale	$178,000 (Mar 1994)
Tax Bill	$3,615 (2025)
Deeds & Mortgages	Sep 2026 Sale Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`403-603-12`

Property Details

APN / Parcel Number

Primary APN	`403-603-12`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,352 sqft Living Area
1st Floor Area	1,213 sqft
2nd Floor Area	1,139 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Frame
Lot Area	7,102 sqft (0.163 acres)
Lot Dimensions	106 ft deep x 67 ft wide
Garage Area	684 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	2298 E COLE AVE
City	FRESNO
State	CA
Zip	93720-3957
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 105 TRACT NO 4112
Legal Subdivision	OP TRACT 4112
Legal Tract	4112
Legal Lot Number	105
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	3
Census Block	3014
Census Tract	5508

Owner

2298 E Cole Ave is owner-occupied and held in a trust since March 1994.

Source: Fresno County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2298 E COLE AVE, FRESNO, CA 93720-3957
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Sep 20, 2022	Deed of Trust, Mortgage · VA Mortgage TITAN MUTUAL LENDING INC
Jun 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 1994 · Amount on File
Deed Sale	Mar 31, 1994 · Amount on File
Deed Document Number	199457200
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Sep 22, 2026
Property Address	2298 E COLE AVE, FRESNO, CA 93720-3957
Document Number	0000094516
Instrument Date	Sep 14, 2026
Instrument	202694516
Transaction Type	Transfer
Record Updated	Oct 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2298 E COLE AVE, FRESNO, CA 93720-3957

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	2298 E COLE AVE, FRESNO, CA 93720-3957
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2298 E COLE AVE, FRESNO, CA 93720-3957

Mortgage

Document Number	0000116760
Date	Sep 20, 2022
Instrument	2022-0116760

Lender

Name	TITAN MUTUAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	2298 E COLE AVE, FRESNO, CA 93720-3957
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079615
Date	Jun 26, 2020
Instrument	2020-0079615

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	NEWMAN, CA 95360

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2298 E Cole Ave was $3,615.

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Fresno City
Unified School District	Clovis Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$308,223 (+2%) Land $72,801 Building $235,422
2025	$3,615.00 Homeowner's exemption	$302,180 Land $71,374 Building $230,806
2023	$3,475.00 (+1.4%) Homeowner's exemption	$290,448 Land $68,603 Building $221,845
2022	$3,427.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2298 E Cole Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2298 E Cole Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRESNO serves 545,970 people · EPA ID CA1010007
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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