2295 E Cole Ave, Fresno, CA 93720 Property Records

Fresno County property record for 2295 E Cole Ave, Fresno, CA 93720

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,492 sqft · built 1994
Lot Size	0.138 acres (6,000 sqft)
Owner	Trust Name on File
Last Sale	$415,000 (Nov 2021)
Tax Bill	$5,369 (2025)
Deeds & Mortgages	Jun 2022 Transfer Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`403-605-05`

Property Details

APN / Parcel Number

Primary APN	`403-605-05`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,492 sqft Living Area
1st Floor Area	1,492 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	L-Shape
Construction Type	Frame
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Area	606 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	2295 E COLE AVE
City	FRESNO
State	CA
Zip	93720-3956
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 27 TRACT NO 4112 BK 56 PG 32-33
Legal Subdivision	TRACT NO 4112
Legal Tract	4112
Legal Lot Number	27
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	3
Census Block	3000
Census Tract	5508

Owner

2295 E Cole Ave is held in a trust since November 2021.

Source: Fresno County records, as of August 13, 2026

Owner of Record	Trust Name on File
Mailing Address	14701 E 42ND PL, YUMA, AZ 85367-4826
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Intrafamily Transfer, Transfer
Nov 16, 2021	Grant Deed, Transfer · Conventional Mortgage COUNTRY CLUB MORTGAGE INC
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 29, 2019	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2021 · Amount on File
Deed Sale	Nov 16, 2021 · Amount on File
Prior Sale	Oct 29, 2019 · Amount on File
Deed Document Number	2021189924
Transfer Doc	0000076907
Record Updated	Sep 20, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRESNO CA
Recording Date	Jun 10, 2022
Property Address	2295 E COLE AVE, FRESNO, CA 93720-3956
Document Number	0000076907
Map Reference	MB 56 PG 32&33
Instrument Date	Mar 17, 2022
Instrument	2022-0076907
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 E 42ND PL, 14701, YUMA, AZ 85367-4826

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14701 E 42ND PL, YUMA, AZ 85367-4826

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Nov 16, 2021
Property Address	2295 E COLE AVE, FRESNO, CA 93720-3956
Document Number	0000189924
Map Reference	MB 56 PG 32&33
Instrument Date	Nov 11, 2021
Instrument	2021-0189924
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14701 E 42ND PL, YUMA, AZ 85367-4826

Mortgage

Document Number	0000189925
Date	Nov 16, 2021
Instrument	2021-0189925

Lender

Name	COUNTRY CLUB MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	2295 E COLE AVE, FRESNO, CA 93720-3956
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2295 E COLE AVE, FRESNO, CA 93720-3956

Mortgage

Document Number	0000168351
Date	Nov 23, 2020
Instrument	2020-0168351

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Oct 29, 2019
Property Address	2295 E COLE AVE, FRESNO, CA 93720-3956
Document Number	0000129498
Map Reference	MB 56 PG 32&33
Instrument Date	Sep 23, 2019
Instrument	2019-0129498
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2295 E COLE AVE, FRESNO, CA 93720-3956

Mortgage

Document Number	0000129499
Date	Oct 29, 2019
Instrument	2019-0129499

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2295 E Cole Ave was $5,369.

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Fresno City
Unified School District	Clovis Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$449,208 (+2%) Land $140,716 Building $308,492
2025	$5,369.00	$440,401 Land $137,957 Building $302,444
2023	$5,166.00 (+1.35%)	$423,300 Land $132,600 Building $290,700
2022	$5,097.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2295 E Cole Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2295 E Cole Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRESNO serves 545,970 people · EPA ID CA1010007
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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