Osceola County property record for 2298 Bluebird Pl, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,985 sqft · built 2021 |
| Lot Size | 0.26 acres (11,325 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $524,000 (Jan 2022) |
| Tax Bill | $7,299 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-26-31-3974-0001-2350 |
| Primary APN | 08-26-31-3974-0001-2350 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,985 sqft Living Area |
| Gross Area | 3,935 sqft |
| 1st Floor Area | 2,985 sqft |
| Flooring | Carpet |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,325 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 540 sqft |
| Porch | Finished/Open Porch |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2298 BLUEBIRD PL |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LIVE OAK LAKE PH 2 PB 29 PGS 35-37 LOT 235 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 08 |
| Legal Subdivision | LIVE OAK LAKE PHS 1 2 & 3 |
| Legal Phase | 2 |
| Legal Lot Number | 235 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 43301 |
Source: Osceola County records, as of June 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2298 BLUEBIRD PL, SAINT CLOUD, FL 34771-8426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2026 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CREDIT UNION |
| Jan 11, 2022 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2022 · Amount on Record |
| Deed Sale | Jan 11, 2022 · Amount on Record |
| Deed Document Number | 20225310 |
| Deed Book / Page | 6126 / 1182 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 27, 2026 |
| Property Address | 2298 BLUEBIRD PL, SAINT CLOUD, FL 34771-8426 |
| Document Number | 0000069453 |
| Book / Page | 6977 / 2406 |
| Instrument Date | May 20, 2026 |
| Instrument | 202669453 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2298 BLUEBIRD PL, SAINT CLOUD, FL 34771-8426 |
| Investor | Possibly a Property Investor |
| Document Number | 0000069453, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 6977/2406 |
| Instrument | 202669453 |
| Name | SUNCOAST CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 11, 2022 |
| Property Address | 2298 BLUEBIRD PL, SAINT CLOUD, FL 34771-8426 |
| Document Number | 0061261182 |
| Book / Page | 6126 / 1182 |
| Map Reference | MB 29 PG 35-37 |
| Instrument Date | Dec 31, 2021 |
| Instrument | 2022005310 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | PGP TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,668.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4901 VINELAND ROAD STE 500, 500, ORLANDO, FL 32811-7383 |
| Name | Verified Name |
|---|---|
| Address | 2298 BLUEBIRD PL, SAINT CLOUD, FL 34771-8426 |
| Investor | Possibly a Property Investor |
| Document Number | 0061261184 |
|---|---|
| Date | Jan 11, 2022 |
| Instrument | 6126/1184 |
| Name | PULTE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,299.00 (+10.96%) Homeowner's exemption | $450,700 (-3.43%) Land $78,800 Building $371,900 | $450,700 (-3.43%) Land $78,800 Building $371,900 |
| 2023 | $6,578.00 (-1.85%) Homeowner's exemption | $466,700 (+6.48%) Land $68,200 Building $398,500 | $466,700 (+6.48%) Land $68,200 Building $398,500 |
| 2022 | $6,702.00 | $438,300 Land $60,000 Building $378,300 | $438,300 Land $60,000 Building $378,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 173 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 173 in force |
| Nearby Flood Claims | 14 (1987–2022) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 58% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Verizon.
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