2290 Bluebird Pl, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2290 Bluebird Pl, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,675 sqft · built 2021
Lot Size	0.289 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$429,400 (Apr 2021)
Tax Bill	$6,005 (2025)
Deeds & Mortgages	Mar 2024 Reverse Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`082631397400012330`

Property Details

APN / Parcel Number

Primary APN	`082631397400012330`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,675 sqft Heated Area
Gross Area	3,755 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.289 acres)
Garage Type	Finished
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2290 BLUEBIRD PL
City	SAINT CLOUD
State	FL
Zip	34771-8426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIVE OAK LAKE PH 2 PB 29 PGS 35-37 LOT 233
Legal Range	31E
Legal Township	26S
Legal Section	08
Legal Subdivision	LIVE OAK LAKE PHS 1 2 & 3
Legal Phase	2
Legal Tract	3974
Legal Lot Number	233
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1009
Census Tract	43301

Owner

Source: Osceola County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2290 BLUEBIRD PL, SAINT CLOUD, FL 34771-8426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2024	Deed of Trust, Mortgage · Reverse Mortgage BANK OF AMERICA NA
Apr 26, 2021	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 26, 2021 · Amount on Record
Deed Sale	Apr 26, 2021 · Amount on Record
Deed Document Number	2021062895
Deed Book / Page	5943 / 2558
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2290 BLUEBIRD PL, SAINT CLOUD, FL 34771-8426
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2290 BLUEBIRD PL, SAINT CLOUD, FL 34771-8426

Mortgage

Document Number	0065650614
Date	Mar 13, 2024
Book Page	6565/614
Instrument	2024033307

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	100 N TRYON ST, CHARLOTTE, NC 28202

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

April 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 26, 2021
Property Address	2290 BLUEBIRD PL, SAINT CLOUD, FL 34771-8426
Document Number	0059432558
Book / Page	5943 / 2558
Map Reference	MB 29 PG 35-37
Instrument Date	Apr 22, 2021
Instrument	2021062895
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2025
Title Company	PGP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,005.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 VINELAND ROAD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2290 BLUEBIRD PL, SAINT CLOUD, FL 34771-8426

Mortgage

Document Number	0059432560
Date	Apr 26, 2021
Instrument	5943/2560

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,005.00 (+18.98%) Homeowner's exemption	$378,421 (+5.99%)	$456,500 (+1.67%) Land $78,800 Building $377,700
2023	$5,047.00 (+3.85%) Homeowner's exemption	$357,046 (+3%)	$449,000 (+6.55%) Land $68,200 Building $380,800
2022	$4,860.00 Homeowner's exemption	$346,647	$421,400 Land $60,000 Building $361,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 173 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	173 in force
Nearby Flood Claims	14 (1987–2022)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 58% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Lumen Technologies, Verizon.

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