22970 Gold Pan Ln, Foresthill, CA 95631 Property Records

Placer County property record for 22970 Gold Pan Ln, Foresthill, CA 95631

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,091 sqft · built 1991
Lot Size	1.07 acres (46,726 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Aug 2014)
Tax Bill	$2,951 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Jan 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-045-044-000`

Property Details

APN / Parcel Number

Primary APN	`007-045-044-000`
Alternative APN	`007043045000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,091 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	46,726 sqft
Garage Area	564 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	22970 GOLD PAN LN
City	FORESTHILL
State	CA
Zip	95631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RFB43
Legal Description	PAR 2 PMOR 25-8
Legal Subdivision	PARCEL MAP NO 74980 A PORTION OF
Jurisdiction	PLACER CA
Township / Civil Division	FORESTHILL-BACK COUNTRY
Census Block Group	4
Census Block	4010
Census Tract	20200

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22970 GOLD PAN LN, FORESTHILL, CA 95631
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Jan 3, 2019	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Jul 28, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage THE GOLDEN 1 CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2014 · Amount on Record
Deed Sale	Aug 11, 2014 · Amount on Record
Deed Document Number	201454570
Last Transfer Date	Jul 17, 2021
Transfer Doc	0000095594
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	22970 GOLD PAN LN, FORESTHILL, CA 95631
Transaction Type	Mortgage
Record Updated	Dec 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1497, FORESTHILL, CA 95631-1497

Mortgage

Document Number	0000062228
Date	Nov 13, 2023
Instrument	2023-0062228

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	22970 GOLD PAN LN, FORESTHILL, CA 95631
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000238
Date	Jan 3, 2019
Instrument	2019-0000238

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Jul 28, 2021
Property Address	22970 GOLD PAN LN, FORESTHILL, CA 95631
Document Number	0000095594
Map Reference	MB 25 PG 8
Instrument Date	Jun 25, 2021
Instrument	2021-0095594
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	22970 GOLD PAN LN, FORESTHILL, CA 95631

Mortgage

Document Number	0000095595
Date	Jul 28, 2021
Instrument	2021-0095595

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 25, 2041

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Foresthill Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$244,394 (+2%) Land $48,678 Building $195,716
2025	$2,951.00 (+1.51%)	$239,603 (+4.04%) Land $47,724 Building $191,879
2023	$2,907.00 (+2%)	$230,301 Land $45,872 Building $184,429
2022	$2,850.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.6% of the US · above 87% of California
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORESTHILL PUBLIC UTILITY DIST serves 6,811 people · EPA ID CA3110003
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kerman Telephone Fiber	1,000 / 1,000
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile.

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