2297 Ridgewood Way, Bountiful, UT 84010 Property Records

Davis County property record for 2297 Ridgewood Way, Bountiful, UT 84010

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,840 sqft · built 1984
Lot Size	0.01 acres (436 sqft)
Owner	Individual Name on File
Last Sale	$385,900 (Feb 2012)
Tax Bill	$3,227 (2025)
Deeds & Mortgages	May 2026 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-086-0046`

Property Details

APN / Parcel Number

Primary APN	`05-086-0046`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,840 sqft Living Area
Basement Area	1,840 sqft
Unfinished Basement	1,840 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	436 sqft (0.01 acres)
Garage Area	924 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2297 RIDGEWOOD WAY
City	BOUNTIFUL
State	UT
Zip	84010-1640
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	ALL OF UNIT 46, RIDGEWOOD OF MAPLE HILLS CONDO PHASE II AMD
Legal Subdivision	RIDGEWOOD OF MAPLE HILLS CONDOMINIUMS
Legal Phase	2
Legal Unit	46
Jurisdiction	DAVIS UT
Township / Civil Division	SOUTH DAVIS
Census Block Group	3
Census Block	3006
Census Tract	126802

Owner

2297 Ridgewood Way, a townhouse, is owned by an individual who bought it in February 2012.

Source: Davis County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2297 RIDGEWOOD WAY, 46, BOUNTIFUL, UT 84010-1640
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FEDERAL CREDIT UNION
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 22, 2021	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2012 · Amount on File
Deed Sale	Feb 14, 2012 · Amount on File
Prior Sale	Aug 11, 2003
Deed Document Number	20122643544
Deed Book / Page	5458 / 155
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Recording Date	May 7, 2026
Property Address	2297 RIDGEWOOD WAY, BOUNTIFUL, UT 84010-1640
Document Number	0003667149
Book / Page	8990 / 1047
Instrument Date	May 5, 2026
Instrument	20263667149
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2297 RIDGEWOOD WAY, BOUNTIFUL, UT 84010-1640

Mortgage

Document Number	0003667149,
Date	May 7, 2026
Book Page	8990/1047
Instrument	20263667149

Lender

Name	AMERICA FIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.37%
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2297 RIDGEWOOD WAY, BOUNTIFUL, UT 84010-1640
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	US TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003306538
Date	Oct 21, 2020
Book Page	7621/1839
Instrument	3306538

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2297 RIDGEWOOD WAY, BOUNTIFUL, UT 84010-1640
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003339600
Date	Jan 22, 2021
Book Page	7681/2366
Instrument	3339600

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2297 Ridgewood Way was $3,227, up 4.6% from the year before.

Source: Davis County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Bountiful City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,500 (-2.48%) Land $88,000 Building $214,500	$550,000 (-2.48%) Land $160,000 Building $390,000
2025	$3,227.00 (+4.57%)	$310,200 Land $86,350 Building $223,850	$564,000 Land $157,000 Building $407,000
2024	$3,086.00 (+0.26%)
2023	$3,078.00 (-5.12%)	$546,000 Land $113,000 Building $433,000	$546,000 Land $113,000 Building $433,000
2022	$3,244.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2297 Ridgewood Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2297 Ridgewood Way is high, ranking above 74% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 63% of Utah
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOUNTIFUL CITY WATER SYSTEM serves 37,500 people · EPA ID UTAH06015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Echo Broadband, Utah Broadband.

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