Monterey County property record for 22957 Espada Dr, Salinas, CA 93908
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,344 sqft · built 1983 |
| Lot Size | 0.236 acres (10,277 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $975,000 (Nov 2021) |
| Tax Bill | $11,719 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 161-522-006-000 |
| Primary APN | 161-522-006-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,344 sqft Living Area |
| 1st Floor Area | 2,344 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Custom Design |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 10,277 sqft (0.236 acres) |
| Garage Area | 497 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 22957 ESPADA DR |
|---|---|
| City | SALINAS |
| State | CA |
| Zip | 93908-1014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 700 TORO PARK ESTATES NO 6 LOT 6 BLK 20 |
| Legal Subdivision | TORO PARK |
| Legal Tract | 700 |
| Legal Block | 20 |
| Legal Lot Number | 6 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 14110 |
Source: Monterey County records, as of August 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 22957 ESPADA DR, SALINAS, CA 93908-1014 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
| Date | Document |
|---|---|
| Oct 28, 2022 | Deed of Trust, Mortgage · Line of Credit MONTEREY CU |
| Sep 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 12, 2021 | Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 12, 2021 · Amount on Record |
| Deed Sale | Nov 12, 2021 · Amount on Record |
| Prior Sale | Aug 29, 2013 · Amount on Record |
| Deed Document Number | 202177196 |
| Prior Transfer Date | Feb 28, 2007 |
| Prior Transfer Doc | 0000018798 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 22957 ESPADA DR, SALINAS, CA 93908-1014 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2022 |
| Title Company | CHICAGO TITLE PIRT |
| Name | Verified Name |
|---|---|
| Address | 22957 ESPADA DR, SALINAS, CA 93908-1014 |
| Document Number | 0000046617 |
|---|---|
| Date | Oct 28, 2022 |
| Instrument | 2022046617 |
| Name | MONTEREY CU |
|---|---|
| Type | Credit Union |
| Address | MONTEREY, CA 93940 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 10, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 22957 ESPADA DR, SALINAS, CA 93908-1014 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 22957 ESPADA DR, SALINAS, CA 93908-1014 |
| Document Number | 0000051643 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 2020051643 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Nov 12, 2021 |
| Property Address | 22957 ESPADA DR, SALINAS, CA 93908-1014 |
| Document Number | 0000077196 |
| Map Reference | VOL 12 PG 15 |
| Instrument Date | Nov 8, 2021 |
| Instrument | 2021077196 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 22957 ESPADA DR, SALINAS, CA 93908-1014 |
| Document Number | 0000077197 |
|---|---|
| Date | Nov 12, 2021 |
| Instrument | 2021077197 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Secondary School District | Salinas Union High School District (07 - 12) |
| Elementary School District | Washington Union Elementary School District (KG - 06) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,055,370 (+2%) Land $378,850 Building $676,520 | |
| 2025 | $11,719.00 (+7.9%) Homeowner's exemption | $1,034,677 (+4.04%) Land $371,422 Building $663,255 |
| 2023 | $10,861.00 (-0.54%) Homeowner's exemption | $994,500 Land $357,000 Building $637,500 |
| 2022 | $10,920.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1996–1998) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 49% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CWSC SALINAS HILLS private · serves 7,733 people · EPA ID CA2710012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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