22927 Espada Dr, Salinas, CA 93908 Property Records

Monterey County property record for 22927 Espada Dr, Salinas, CA 93908

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,605 sqft · built 1975
Lot Size0.273 acres (11,875 sqft)
OwnerIndividual Name on File
Tax Bill$4,870 (2025)
Deeds & MortgagesApr 2022 Mortgage
Mar 2022 Transfer
+ 1 more
Flood ZoneZone X (moderate risk)
APN161-522-003-000

Property Details

APN / Parcel Number

Primary APN161-522-003-000
Alternative APN
  • 161-522-003

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories1 Story
Building Area2,605 sqft Living Area
1st Floor Area2,605 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleCustom Design
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialWood Shingle
Lot Area11,875 sqft (0.273 acres)
Garage Area497 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Old Parcel Number161-522-003
Street Address22927 ESPADA DR
CitySALINAS
StateCA
Zip93908-1014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 700 TORO PARK ESTATES NO 6 LOT 3 BLK 20
Legal SubdivisionTORO PARK
Legal Tract700
Legal Block20
Legal Lot Number3
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group3
Census Block3002
Census Tract14110

Owner

Source: Monterey County assessment roll, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address22927 ESPADA DR, SALINAS, CA 93908-1014
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2022Deed of Trust, Mortgage · Conventional Mortgage
LENDUS LLC
Mar 14, 2022Intrafamily Transfer, Transfer
Feb 16, 2022Deed of Trust, Mortgage · Line of Credit
CAPITAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateMay 22, 2009
Transfer Doc0000033462
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address22927 ESPADA DR, SALINAS, CA 93908-1014
Transaction TypeMortgage
Record UpdatedMay 3, 2022
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address22927 ESPADA DR, SALINAS, CA 93908-1014

Mortgage

Document Number0000019255
DateApr 21, 2022
Instrument2022019255
Lender
NameLENDUS LLC
TypeMortgage Company
AddressALAMO, CA 94507
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTEREY CA
Recording DateMar 14, 2022
Property Address22927 ESPADA DR, SALINAS, CA 93908-1014
Document Number0000012177
Map ReferenceVOL 12 PG 15
Instrument DateMar 4, 2022
Instrument2022012177
Transaction TypeTransfer
Record UpdatedMar 24, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22927 ESPADA DR, SALINAS, CA 93908-1014

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address22927 ESPADA DR, SALINAS, CA 93908-1014
Transaction TypeMortgage
Record UpdatedMar 3, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address22927 ESPADA DR, SALINAS, CA 93908-1014

Mortgage

Document Number0000008101
DateFeb 16, 2022
Instrument2022008101
Lender
NameCAPITAL BANK
TypeBank
AddressSALINAS, CA 93902
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Secondary School DistrictSalinas Union High School District (07 - 12)
Elementary School DistrictWashington Union Elementary School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$438,054 (+2%) Land $105,654 Building $332,400
2025$4,870.00 (+7.65%) Homeowner's exemption$429,466 (+4.04%) Land $103,583 Building $325,883
2023$4,524.00 (-0.59%) Homeowner's exemption$412,791 Land $99,561 Building $313,230
2022$4,551.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1996–1998)
Claims Outside the SFHA2 of 2
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 49% of California
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCWSC SALINAS HILLS
private · serves 7,733 people · EPA ID CA2710012
Water SourceGroundwater
Last State InspectionApr 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20

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