22940 Gardner Ave, Rogers, MN 55374 Property Records

Hennepin County property record for 22940 Gardner Ave, Rogers, MN 55374

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 2,408 sqft · built 2001
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$319,000 (Dec 2018)
Tax Bill	$6,792 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Dec 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-120-23-12-0071`

Property Details

APN / Parcel Number

Primary APN	`15-120-23-12-0071`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,408 sqft Living Area
Gross Area	4,393 sqft
1st Floor Area	1,204 sqft
2nd Floor Area	1,204 sqft
Basement Area	963 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	192 ft deep x 99 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	782 sqft

Exterior Amenities

Porch	Screened Porch
Porch Area	240 sqft
Deck Area	65 sqft
Patio Area	65 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Space Heater

Location & Zoning

Street Address	22940 GARDNER AVE
City	ROGERS
State	MN
Zip	55374-7519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 011 BLOCK 004 T NORTH RIDGE 2ND ADDN S 99X192X105X179
Legal Range	23
Legal Township	120
Legal Section	15
Legal Quarter	12
Legal Subdivision	NORTH RIDGE 2ND ADDN
Legal Block	4
Legal Lot Number	11
Jurisdiction	HENNEPIN MN
Township / Civil Division	ROGERS
Census Block Group	1
Census Block	1010
Census Tract	26911

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22940 GARDNER AVE, ROGERS, MN 55374-7519
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIVE POINTS BANK OF HASTINGS
Dec 3, 2018	Grant Deed, Transfer · Line of Credit FIRST NAT'L BK/MILACA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2018 · Amount on Record
Deed Sale	Dec 3, 2018 · Amount on Record
Prior Sale	Jan 17, 2002 · Amount on Record
Deed Document Number	20185581532
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	22940 GARDNER AVE, ROGERS, MN 55374-7519
Transaction Type	Mortgage
Record Updated	Feb 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T05921493
Date	Feb 10, 2022
Instrument	T05921493

Lender

Name	FIVE POINTS BANK OF HASTINGS
Type	Bank
Address	REDWOOD FALLS, MN 56283

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HENNEPIN MN
Recording Date	Dec 3, 2018
Property Address	22940 GARDNER AVE, ROGERS, MN 55374-7519
Document Number	0005581532
Instrument Date	Nov 9, 2018
Instrument	5581532
Transaction Type	Transfer
Record Updated	Dec 24, 2018
Title Company	TRI-COUNTY ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,084.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22940 GARDNER AVE ROGERS MN 553747519, ROGERS, MN 55374-7519

Mortgage

Document Number	5581533
Date	Dec 3, 2018
Instrument	5581533

Lender

Name	FIRST NAT'L BK/MILACA
Address	MILACA, MN 56353

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 2, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Rogers City
Unified School District	Elk River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,792.00 (+14.87%)	$501,800 (+8.85%) Land $65,000 Building $436,800	$501,800 (+8.85%) Land $65,000 Building $436,800
2023	$5,913.00 Homeowner's exemption
2022		$461,000 Land $62,000 Building $399,000	$461,000 Land $62,000 Building $399,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rogers serves 14,430 people · EPA ID MN1270047
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum, Verizon.

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