22880 Gardner Ave, Rogers, MN 55374 Property Records

Hennepin County property record for 22880 Gardner Ave, Rogers, MN 55374

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.75 ba · 2,017 sqft · built 2002
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Jun 2018)
Tax Bill	$8,039 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-120-23-12-0073`

Property Details

APN / Parcel Number

Primary APN	`15-120-23-12-0073`

Interior

Bedrooms	5 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,017 sqft Living Area
Gross Area	4,491 sqft
1st Floor Area	2,017 sqft
Basement Area	1,614 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	168 ft deep x 99 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	860 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Deck Area	350 sqft
Patio Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Space Heater

Location & Zoning

Street Address	22880 GARDNER AVE
City	ROGERS
State	MN
Zip	55374-7501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 013 BLOCK 004 T NORTH RIDGE 2ND ADDN S 99X168X104X160
Legal Range	23
Legal Township	120
Legal Section	15
Legal Quarter	12
Legal Subdivision	NORTH RIDGE 2ND ADDN
Legal Block	4
Legal Lot Number	13
Jurisdiction	HENNEPIN MN
Township / Civil Division	ROGERS
Census Block Group	1
Census Block	1010
Census Tract	26911

Owner

22880 Gardner Ave is owned and occupied by two individuals who bought it in June 2018.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22880 GARDNER AVE, ROGERS, MN 55374-7501
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage MIDWESTONE BK
Apr 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MTG
Jun 28, 2018	Warranty Deed, Transfer · Conventional Mortgage MIDWESTONE BK
Oct 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2018 · Amount on File
Deed Sale	Jun 28, 2018 · Amount on File
Prior Sale	Aug 2, 2011 · Amount on File
Deed Document Number	20185541959
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	22880 GARDNER AVE, ROGERS, MN 55374-7501
Document Number	0005700091
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22880 GARDNER AVE ROGERS MN 553747501, ROGERS, MN 55374-7501

Mortgage

Document Number	0005700091
Date	Apr 14, 2020
Instrument	5700091

Lender

Name	MIDWESTONE BK
Type	Bank
Address	STILLWATER, MN 55082

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 13, 2035

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	22880 GARDNER AVE, ROGERS, MN 55374-7501
Document Number	0005609094
Instrument Date	Apr 19, 2019
Transaction Type	Mortgage
Record Updated	May 14, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22880 GARDNER AVE ROGERS MN 553747501, ROGERS, MN 55374-7501

Mortgage

Document Number	0005609094
Date	Apr 26, 2019
Instrument	5609094

Lender

Name	AMERICAN INTERNET MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 25, 2034

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jun 28, 2018
Property Address	22880 GARDNER AVE, ROGERS, MN 55374-7501
Document Number	0005541959
Instrument Date	Jun 14, 2018
Instrument	5541959
Transaction Type	Transfer
Record Updated	Jul 16, 2018
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,411.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22880 GARDNER AVE ROGERS MN 553747501, ROGERS, MN 55374-7501

Mortgage

Document Number	5541960
Date	Jun 28, 2018
Instrument	5541960

Lender

Name	MIDWESTONE BK
Type	Bank
Address	STILLWATER, MN 55082

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2048

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	22880 GARDNER AVE, ROGERS, MN 55374-7501
Document Number	0005490309
Instrument Date	Oct 20, 2017
Transaction Type	Mortgage
Record Updated	Dec 4, 2017
Title Company	ALL AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22880 GARDNER AVE ROGERS MN 553747501, ROGERS, MN 55374-7501

Mortgage

Document Number	0005490309
Date	Nov 8, 2017
Instrument	5490309

Lender

Name	PLAZA HM MTG
Type	Mortgage Company
Address	ITASCA, IL 60143

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 22880 Gardner Ave was $8,039.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Rogers City
Unified School District	Elk River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,039.00	$577,000 Land $65,000 Building $512,000	$577,000 Land $65,000 Building $512,000
2023	$6,859.00 Homeowner's exemption
2022		$529,000 Land $62,000 Building $467,000	$529,000 Land $62,000 Building $467,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22880 Gardner Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 22880 Gardner Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rogers serves 14,430 people · EPA ID MN1270047
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum, Verizon.

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