2292 Naples Ave, Cologne, MN 55322 Property Records

Carver County property record for 2292 Naples Ave, Cologne, MN 55322

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,308 sqft · built 2019
Lot Size	0.258 acres (11,238 sqft)
Owner	Individual Name on Record
Last Sale	$393,000 (Nov 2019)
Tax Bill	$6,890 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-4570100`

Property Details

APN / Parcel Number

Primary APN	`40-4570100`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,308 sqft Finished Area
Basement Area	900 sqft
Unfinished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Frame
Lot Area	11,238 sqft (0.258 acres)
Garage Area	640 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2292 NAPLES AVE
City	COLOGNE
State	MN
Zip	55322-4513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE AT COLOGNE NORTH 2ND ADDN LOT 002 BLOCK 002
Legal Subdivision	VILLAGE AT COLOGNE NORTH 2ND ADDN
Legal Block	2
Legal Lot Number	2
Jurisdiction	CARVER MN
Township / Civil Division	COLOGNE
Census Block Group	2
Census Block	2066
Census Tract	91202

Owner

Source: Carver County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2292 NAPLES AVE, COLOGNE, MN 55322-4513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 7, 2019	Warranty Deed, Subdivision Related Transfer · Conventional with PMI M/L FIN'L LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2019 · Amount on Record
Deed Sale	Nov 7, 2019 · Amount on Record
Deed Document Number	2019686096
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	2292 NAPLES AVE, COLOGNE, MN 55322-4513
Transaction Type	Mortgage
Record Updated	Feb 10, 2022
Title Company	TRADEMARK TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A739834
Date	Dec 30, 2021
Instrument	A739834

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

November 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	Nov 7, 2019
Property Address	2292 NAPLES AVE, COLOGNE, MN 55322-4513
Document Number	0000686096
Instrument Date	Nov 5, 2019
Instrument	686096
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 14, 2020
Title Company	TRANSOHIO RESIDENTIAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,296.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2292 NAPLES AVE COLOGNE MN 553224513, COLOGNE, MN 55322-4513

Mortgage

Document Number	686097
Date	Nov 7, 2019
Instrument	686097

Lender

Name	M/L FIN'L LLC
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2049

Tax Assessment & Valuation

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Cologne City
Unified School District	Central Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,890.00 (+14.26%) Homeowner's exemption	$516,600 (+1.47%) Land $110,000 Building $406,600	$516,600 (+1.47%) Land $110,000 Building $406,600
2025		$509,100 (+3.08%) Land $105,000 Building $404,100	$509,100 (+3.08%) Land $105,000 Building $404,100
2024	$6,030.00 (+2.06%) Homeowner's exemption	$493,900 (+8.72%) Land $100,000 Building $393,900	$493,900 (+8.72%) Land $100,000 Building $393,900
2023	$5,908.00 Homeowner's exemption	$454,300 Land $100,000 Building $354,300	$454,300 Land $100,000 Building $354,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cologne serves 1,700 people · EPA ID MN1100004
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb
Copper	1.61 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Fiber	2,000 / 2,000
Nuvera Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xtratyme Technologies.

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