2285 Naples Ave, Cologne, MN 55322 Property Records

Carver County property record for 2285 Naples Ave, Cologne, MN 55322

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,482 sqft · built 2017
Lot Size	0.596 acres (25,962 sqft)
Owner	Individual Name on Record
Last Sale	$335,757 (Dec 2017)
Tax Bill	$6,626 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40-4570360`

Property Details

APN / Parcel Number

Primary APN	`40-4570360`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,482 sqft Finished Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Frame
Lot Area	25,962 sqft (0.596 acres)
Garage Area	660 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2285 NAPLES AVE
City	COLOGNE
State	MN
Zip	55322-4513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE AT COLOGNE NORTH 2ND ADDN LOT 015 BLOCK 003
Legal Subdivision	VILLAGE AT COLOGNE NORTH 2ND ADDN
Legal Block	3
Legal Lot Number	15
Jurisdiction	CARVER MN
Township / Civil Division	COLOGNE
Census Block Group	2
Census Block	2066
Census Tract	91202

Owner

Source: Carver County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2285 NAPLES AVE, COLOGNE, MN 55322-4513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Deed of Trust, Mortgage · Line of Credit BELL BANK
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Dec 22, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage M&I FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2017 · Amount on Record
Deed Sale	Dec 22, 2017 · Amount on Record
Deed Document Number	2017656384
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	2285 NAPLES AVE, COLOGNE, MN 55322-4513
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2285 NAPLES AVE, COLOGNE, MN 55322-4513

Mortgage

Document Number	000A752943
Date	Oct 5, 2022
Instrument	A752943

Lender

Name	BELL BANK
Type	Bank
Address	OSSEO, MN 55369

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Sep 29, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	2285 NAPLES AVE, COLOGNE, MN 55322-4513
Transaction Type	Mortgage
Record Updated	Apr 30, 2021
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGCY QUALIA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A720084
Date	Mar 17, 2021
Instrument	A720084

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	Dec 22, 2017
Property Address	2285 NAPLES AVE, COLOGNE, MN 55322-4513
Document Number	0000656384
Instrument Date	Dec 15, 2017
Instrument	656384
Transaction Type	Subdivision Related Transfer
Record Updated	May 7, 2018
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,108.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2285 NAPLES AVE COLOGNE MN 553224513, COLOGNE, MN 55322-4513

Mortgage

Document Number	656385
Date	Dec 22, 2017
Instrument	656385

Lender

Name	M&I FIN'L
Type	Funding / Finance Company
Address	COLUMBUS, OH 43219

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2047

Tax Assessment & Valuation

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Cologne City
Unified School District	Central Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,626.00 (+5.34%) Homeowner's exemption	$525,500 (+6.66%) Land $110,000 Building $415,500	$525,500 (+6.66%) Land $110,000 Building $415,500
2025		$492,700 (+3.95%) Land $105,000 Building $387,700	$492,700 (+3.95%) Land $105,000 Building $387,700
2024	$6,290.00 (+1.16%) Homeowner's exemption	$474,000 (-) Land $100,000 Building $374,000	$474,000 (-) Land $100,000 Building $374,000
2023	$6,218.00 Homeowner's exemption	$474,000 Land $100,000 Building $374,000	$474,000 Land $100,000 Building $374,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cologne serves 1,700 people · EPA ID MN1100004
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb
Copper	1.61 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Fiber	2,000 / 2,000
Nuvera Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xtratyme Technologies.

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