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2292 Betsy Ross Ln, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2292 Betsy Ross Ln, Saint Cloud, FL 34769

Property Summary

Property TypeCondominium
Details3 bd · 3 ba · 1,764 sqft · built 2010
Owner2 Individual Names on File
Last Sale$171,000 (Nov 2019)
Tax Bill$5,813 (2025)
Deeds & MortgagesNov 2019 Sale & Mortgage
Aug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN0926300549002200C0

Property Details

APN / Parcel Number

Primary APN0926300549002200C0
Alternative APN
  • 165483

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,764 sqft Heated Area
Gross Area2,163 sqft
1st Floor Area876 sqft
Upper Floors Area888 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2010
Exterior MaterialAluminum Siding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Garage TypeFinished
Garage Area399 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number165483
Street Address2292 BETSY ROSS LN
CitySAINT CLOUD
StateFL
Zip34769-1801
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeSPUD
Legal DescriptionJEFFERSON GREEN AT ANTHEM PARK A CONDO PH 22 BLDG 22 CB 13 PG 63 OR 3919/1299 UNIT C
Legal Range30E
Legal Township26S
Legal Section09
Legal SubdivisionJEFFERSON GREEN AT ANTHEM PARK
Legal Phase22
Legal Tract549
Legal Block22
Legal Lot NumberC
Legal UnitC
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1009
Census Tract43208

Owner

2292 Betsy Ross Ln, a condominium, is owned by two individuals who bought it in November 2019.

Source: Osceola County records, as of December 11, 2025

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 465, CORTARO, AZ 85652-0465
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 5, 2019Warranty Deed, Transfer · Conventional Mortgage
CALIBER HM LOANS
Aug 27, 2018Deed of Trust, Mortgage · VA Mortgage
CHURCHILL MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 5, 2019 · Amount on File
Deed SaleNov 5, 2019 · Amount on File
Prior SaleSep 4, 2015 · Amount on File
Deed Document Number2019143347
Deed Book / Page5618 / 0818
Record UpdatedJun 8, 2026

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 5, 2019
Property Address2292 BETSY ROSS LN, SAINT CLOUD, FL 34769-1801
Document Number0056180818
Book / Page005618 / 000818
Instrument DateOct 30, 2019
Instrument143347
Transaction TypeTransfer
Record UpdatedNov 14, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,197.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
AddressPO BOX 465 CORTARO AZ 856520465, CORTARO, AZ 85652-0465

Mortgage

Document Number56180820
DateNov 5, 2019
Book Page005618/000820
Instrument143348
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 4, 2049

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2292 BETSY ROSS LN, SAINT CLOUD, FL 34769-1801
Document Number0053950511
Instrument DateAug 27, 2018
Transaction TypeMortgage
Record UpdatedSep 20, 2018
Title CompanyRESOURCE R/E SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2292 BETSY ROSS LN ST CLOUD FL 347691801, ST CLOUD, FL 34769-1801

Mortgage

Document Number0053950511
DateSep 4, 2018
Book Page005395/000511
Instrument133052
Lender
NameCHURCHILL MTG
TypeMortgage Company
AddressBRENTWOOD, TN 37027
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueSep 3, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2292 Betsy Ross Ln was $5,813.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,813.00$230,300 Building $230,300$230,300 Building $230,300
2023$5,354.00 (+12.22%)$239,400 (+33.07%) Building $239,400$239,400 (+33.07%) Building $239,400
2022$4,771.00$179,900 Building $179,900$179,900 Building $179,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2292 Betsy Ross Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 29 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies35 units insured
incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2292 Betsy Ross Ln is high, ranking above 76% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 63% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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