2289 Betsy Ross Ln, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2289 Betsy Ross Ln, Saint Cloud, FL 34769

Property Summary

Property TypeCondominium
Details3 bd · 3 ba · 1,588 sqft · built 2009
OwnerIndividual Name on File
Last Sale$128,975 (Oct 2009)
Tax Bill$3,122 (2025)
Deeds & MortgagesMay 2022 Second Mortgage
Flood ZoneZone X (minimal risk)
APN0926300553001400B0

Property Details

APN / Parcel Number

Primary APN0926300553001400B0
Alternative APN
  • 165323

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,588 sqft Heated Area
Gross Area2,011 sqft
1st Floor Area788 sqft
Upper Floors Area800 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2009
Exterior MaterialAluminum Siding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Garage TypeFinished
Garage Area423 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number165323
Street Address2289 BETSY ROSS LN
CitySAINT CLOUD
StateFL
Zip34769-1802
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeSPUD
Legal DescriptionJEFFERSON GREEN AT ANTHEM PARK A CONDO PH 14 CB 13 PG 62 OR 3900/1149 BLDG 14 UNIT B
Legal Range30E
Legal Township26S
Legal Section09
Legal SubdivisionJEFFERSON GREEN AT ANTHEM PARK
Legal Phase14
Legal Tract553
Legal Block14
Legal Lot NumberB
Legal UnitB
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1009
Census Tract43208

Owner

2289 Betsy Ross Ln, a condominium, is owned and occupied by an individual who bought it in October 2009.

Source: Osceola County records, as of December 11, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address2289 BETSY ROSS LN, SAINT CLOUD, FL 34769-1802
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 22, 2009 · Amount on File
Deed SaleOct 22, 2009 · Amount on File
Deed Document Number2009170100
Deed Book / Page3905 / 0747
Record UpdatedJun 8, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2289 BETSY ROSS LN, SAINT CLOUD, FL 34769-1802
Transaction TypeMortgage
Record UpdatedMay 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2289 BETSY ROSS LN, SAINT CLOUD, FL 34769-1802

Mortgage

Document Number0062080189
DateMay 4, 2022
Book Page6208/189
Instrument2022071471
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressPHILADELPHIA, PA 19104
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2289 Betsy Ross Ln was $3,122 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,122.00 Homeowner's exemption$118,835$214,300 Building $214,300
2023$2,974.00 (+3.62%) Homeowner's exemption$112,123 (+3%)$222,900 (+33.07%) Building $222,900
2022$2,870.00 Homeowner's exemption$108,858$167,500 Building $167,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2289 Betsy Ross Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 29 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies35 units insured
incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2289 Betsy Ross Ln is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 44% of Florida
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink.

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