2291 Rancho Paradiso, Arnold, CA 95223 Property Records

Calaveras County property record for 2291 Rancho Paradiso, Arnold, CA 95223

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,130 sqft · built 1900
Lot Size	3.31 acres (144,184 sqft)
Owner	Individual Name on File
Tax Bill	$3,848 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Mar 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`032-022-007-000`

Property Details

APN / Parcel Number

Primary APN	`032-022-007-000`
Alternative APN	`032022007`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,130 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1995
Architectural Style	Modern
Lot Area	144,184 sqft

Utilities, Heating & Cooling

Sewer	Septic

Location & Zoning

Street Address	2291 RANCHO PARADISO
City	ARNOLD
State	CA
Zip	95223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	RANCHO PARADISO LOT 10 AND 11
Legal Subdivision	RANCHO PARADISO
Legal Lot Number	10,11
Jurisdiction	CALAVERAS CA
Township / Civil Division	ARNOLD-WEST POINT
Census Block Group	2
Census Block	2009
Census Tract	505

Owner

2291 Rancho Paradiso is owned and occupied by an individual.

Source: Calaveras County records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 18, AVERY, CA 95224-0018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Line of Credit EL DORADO SAVINGS BANK
Mar 6, 2017	Deed of Trust, Mortgage · Line of Credit EL DORADO SAVINGS BANK
Mar 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage EL DORADO SAVINGS BANK
Dec 21, 2020	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	2291 RANCHO PARADISO, ARNOLD, CA 95223
Transaction Type	Mortgage
Record Updated	Apr 14, 2026
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 18, AVERY, CA 95224-0018

Mortgage

Document Number	0000002342
Date	Mar 25, 2026
Instrument	2026-002342

Lender

Name	EL DORADO SAVINGS BANK
Type	Bank
Address	PLACERVILLE, CA 95667

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	2291 RANCH PARADISO, ARNOLD, CA 95223
Transaction Type	Mortgage
Record Updated	Aug 26, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002520
Date	Mar 6, 2017
Instrument	2017-02520

Lender

Name	EL DORADO SAVINGS BANK
Type	Bank
Address	PLACERVILLE, CA 95667

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	2291 RANCH PARADISO, ARNOLD, CA 95223
Transaction Type	Mortgage
Record Updated	Aug 26, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003388
Date	Mar 17, 2020
Instrument	2020-003388

Lender

Name	EL DORADO SAVINGS BANK
Type	Bank
Address	PLACERVILLE, CA 95667

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

December 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CALAVERAS CA
Recording Date	Dec 21, 2020
Property Address	2291 RANCH PARADISO, ARNOLD, CA 95223
Document Number	0000018983
Instrument Date	Dec 15, 2020
Instrument	18983
Transaction Type	Transfer
Record Updated	Jan 22, 2021
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 18 AVERY CA 952240018, AVERY, CA 95224-0018

Tax Assessment & Valuation

The 2025 property tax bill for 2291 Rancho Paradiso was $3,848 with a homeowner's exemption.

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Secondary School District	Bret Harte Union High School District (09 - 12)
Elementary School District	Vallecito Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$318,431 (+2%) Land $37,394 Building $281,037
2025	$3,848.00 Homeowner's exemption	$312,188 Land $36,661 Building $275,527
2023	$3,737.00 (+5.59%) Homeowner's exemption	$300,068 Land $35,239 Building $264,829
2022	$3,539.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2291 Rancho Paradiso in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2291 Rancho Paradiso is very high, ranking above 93% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 77% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cal.net Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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