Defiance County property record for 22909 Bowman Rd, Defiance, OH 43512
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,724 sqft · built 1988 |
| Lot Size | 8 acres (348,480 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,061 (2025) |
| Deeds & Mortgages | Aug 2019 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | B110010001200 |
| Primary APN | B110010001200 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,724 sqft Living Area |
| Gross Area | 4,659 sqft |
| 1st Floor Area | 1,724 sqft |
| Basement Area | 1,724 sqft |
| Unfinished Basement | 1,724 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 348,480 sqft (8 acres) |
| Garage Type | Attached - Unfinished |
| Garage Area | 800 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 411 sqft |
|---|---|
| Patio Area | 411 sqft |
| Silo | 256 sqft |
| Pole Barn | 1,470 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 22909 BOWMAN RD |
|---|---|
| City | DEFIANCE |
| State | OH |
| Zip | 43512-8991 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SECTION 10 SE PT SE |
| Jurisdiction | DEFIANCE OH |
| Township / Civil Division | DEFIANCE |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 958900 |
Source: Defiance County records, as of October 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 22909 BOWMAN RD, DEFIANCE, OH 43512-8991 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Property Address | 22909 BOWMAN RD, DEFIANCE, OH 43512-8991 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2019 |
| Name | Verified Name |
|---|
| Document Number | 421/2415 |
|---|---|
| Date | Aug 21, 2019 |
| Book Page | 421/2415 |
| Instrument | 201900003184 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2049 |
Source: Defiance County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Defiance County |
| County Subdivision | Defiance Township |
| Unified School District | Defiance City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,061.00 Homeowner's exemption | $88,480 (-) Land $13,830 Building $74,650 | |
| 2024 | $3,061.00 (-0.07%) Homeowner's exemption | $88,480 (-) Land $13,830 Building $74,650 | $252,810 (+%) Land $39,520 Building $213,290 |
| 2023 | $3,063.00 (+12.28%) Homeowner's exemption | $88,480 (+23.87%) Land $13,830 Building $74,650 | $252,799 (+23.87%) Land $39,514 Building $213,285 |
| 2022 | $2,728.00 Homeowner's exemption | $71,430 Land $11,930 Building $59,500 | |
| 2020 | $204,090 Land $34,090 Building $170,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 8 (1981–2018) |
| Most Recent Claim | Mar 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Arthur Mutual Telephone Fiber | 1,000 / 500 |
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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