Lincoln County property record for 2290 Pine Valley Dr, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,367 sqft · built 2013 |
| Lot Size | 0.593 acres (25,831 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $464,500 (Mar 2014) |
| Tax Bill | $4,809 (2026) |
| Deeds & Mortgages | Aug 2022 Line of Credit Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3693-39-9008 |
| Primary APN | 3693-39-9008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,367 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Custom Design |
| Lot Area | 25,831 sqft (0.593 acres) |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 242475 |
|---|---|
| Street Address | 2290 PINE VALLEY DR |
| City | DENVER |
| State | NC |
| Zip | 28037-9437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R CU |
| Legal Description | 387LT VERDICT RIDGE P5M1 |
| Legal Subdivision | VERDICT RDG |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 70902 |
2290 Pine Valley Dr is owned and occupied by two individuals who bought it in March 2014.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2290 PINE VALLEY DR, DENVER, NC 28037-9437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 16, 2022 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB |
| Jun 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2014 · Amount on File |
| Deed Sale | Mar 3, 2014 · Amount on File |
| Prior Sale | Jun 18, 2013 · Amount on File |
| Deed Document Number | 2014518172 |
| Deed Book / Page | 2444 / 282 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 2290 PINE VALLEY DR, DENVER, NC 28037-9437 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000318972 |
|---|---|
| Date | Aug 16, 2022 |
| Book Page | 3189/72 |
| Instrument | 656479 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 2290 PINE VALLEY DR, DENVER, NC 28037-9437 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3051968 |
|---|---|
| Date | Jun 15, 2021 |
| Book Page | 3051/968 |
| Instrument | 633172 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jul 1, 2046 |
The 2026 property tax bill for 2290 Pine Valley Dr was $4,809.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,809.00 | $766,855 Land $126,000 Building $640,855 | $766,855 Land $126,000 Building $640,855 |
| 2023 | $4,744.00 | $766,855 Land $126,000 Building $640,855 | $766,855 Land $126,000 Building $640,855 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2290 Pine Valley Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2290 Pine Valley Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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