2273 Pine Valley Dr, Denver, NC 28037 Property Records

Lincoln County property record for 2273 Pine Valley Dr, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,456 sqft · built 2014
Lot Size	0.581 acres (25,308 sqft)
Owner	2 Individual Names on File
Last Sale	$882,500 (Nov 2025)
Tax Bill	$4,933 (2026)
Deeds & Mortgages	Mar 2024 Line of Credit Nov 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`3693-39-4094`

Property Details

APN / Parcel Number

Primary APN	`3693-39-4094`
Alternative APNs	`313701` `248194` `91234`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,456 sqft Living Area
Basement Area	1,819 sqft
Finished Basement	1,492 sqft
Unfinished Basement	327 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Custom Design
Lot Area	25,308 sqft (0.581 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	313701
Street Address	2273 PINE VALLEY DR
City	DENVER
State	NC
Zip	28037-6012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R CU
Legal Description	#397 VERDICT RIDGE PH5M6
Legal Subdivision	VERDICT RDG
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1020
Census Tract	70902

Owner

2273 Pine Valley Dr is owned and occupied by two individuals who bought it in November 2025.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2273 PINE VALLEY DR, DENVER, NC 28037-6012
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Nov 13, 2025	Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
Mar 28, 2024	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Mar 28, 2024	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jan 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Apr 23, 2018	Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2025 · Amount on File
Deed Sale	Nov 13, 2025 · Amount on File
Prior Sale	Apr 23, 2018 · Amount on File
Deed Document Number	2025701947
Deed Book / Page	3455 / 238
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	2273 PINE VALLEY DR, DENVER, NC 28037-6012
Transaction Type	Mortgage
Record Updated	Dec 2, 2025
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2273 PINE VALLEY DR, DENVER, NC 28037-6012

Mortgage

Document Number	0003314456
Date	Mar 28, 2024
Book Page	3314/456
Instrument	678655

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Nov 13, 2025
Property Address	2273 PINE VALLEY DR, DENVER, NC 28037-6012
Document Number	0003455238
Book / Page	3455 / 238
Map Reference	MAP 16 PG 87
Instrument Date	Nov 10, 2025
Instrument	701947
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	BLUEPRINT TITLE, BLUEPRINT TITLE TN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,765.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5361 CHRISTOPHER RD, IRON STATION, NC 28080-7738

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2273 PINE VALLEY DR, DENVER, NC 28037-6012

Mortgage

Document Number	0000701948
Date	Nov 13, 2025
Instrument	701948

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	2273 PINE VALLEY DR, DENVER, NC 28037-6012
Transaction Type	Mortgage
Record Updated	May 14, 2024
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2273 PINE VALLEY DR, DENVER, NC 28037-6012

Mortgage

Document Number	0003314456
Date	Mar 28, 2024
Book Page	3314/456
Instrument	678655

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	2273 PINE VALLEY DR, DENVER, NC 28037-6012
Transaction Type	Mortgage
Record Updated	Apr 23, 2024
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2273 PINE VALLEY DR, DENVER, NC 28037-6012

Mortgage

Document Number	0003314456
Date	Mar 28, 2024
Book Page	3314/456
Instrument	678655

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	2273 PINE VALLEY DR, DENVER, NC 28037-6012
Document Number	2877555
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2273 PINE VALLEY DR DENVER NC 280376012, DENVER, NC 28037-6012

Mortgage

Document Number	2877555
Date	Jan 23, 2020
Book Page	002877/000555
Instrument	603516

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 22, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Apr 23, 2018
Property Address	2273 PINE VALLEY DR, DENVER, NC 28037-6012
Document Number	2738448
Book / Page	002738 / 000448
Instrument Date	Apr 23, 2018
Instrument	577042
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$988.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2273 PINE VALLEY DR DENVER NC 280376012, DENVER, NC 28037-6012

Mortgage

Document Number	2738450
Date	Apr 23, 2018
Book Page	002738/000450
Instrument	577043

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 2273 Pine Valley Dr was $4,933, up 0.6% from the year before.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,933.00 (+0.63%)	$787,254 (-) Land $74,000 Building $713,254	$787,254 (-) Land $74,000 Building $713,254
2025	$4,902.00	$787,254 Land $74,000 Building $713,254	$787,254 Land $74,000 Building $713,254
2023	$5,158.00	$835,585 Land $74,000 Building $761,585	$835,585 Land $74,000 Building $761,585

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2273 Pine Valley Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2273 Pine Valley Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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