229 Windrose Ln, Troy, MO 63379 Property Records

Lincoln County property record for 229 Windrose Ln, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,232 sqft · built 2018
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$387,800 (Mar 2019)
Tax Bill	$5,156 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Sep 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`15-90-29-000-000-010.082`

Property Details

APN / Parcel Number

Primary APN	`15-90-29-000-000-010.082`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,232 sqft Living Area
Basement Area	2,232 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,136 sqft (0.6 acres)
Garage Area	834 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	229 WINDROSE LN
City	TROY
State	MO
Zip	63379-4457
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 82 WESTBOROUGH ESTATES PLAT 4
Legal Range	01W
Legal Township	49N
Legal Section	29
Legal Subdivision	WESTBOROUGH ESTATES
Legal Lot Number	82
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1015
Census Tract	810203

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	229 WINDROSE LN, TROY, MO 63379-4457
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed of Trust, Mortgage · Line of Credit HNB NATIONAL BANK
Sep 29, 2023	Warranty Deed, Transfer · Line of Credit HNB NATIONAL BANK
Mar 17, 2023	Deed of Trust, Mortgage · Line of Credit HNB NATIONAL BANK
May 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage THOMPSON KANE & CO LLC
Mar 4, 2019	Warranty Deed, Transfer · Conventional Mortgage THOMPSON KANE & COMPANY LLC
Feb 8, 2018	Limited Warranty Deed, Transfer · Line of Credit SILES BANKING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2019 · Amount on Record
Deed Sale	Mar 4, 2019 · Amount on Record
Prior Sale	Feb 8, 2018 · Amount on Record
Deed Document Number	20191613
Deed Book / Page	2431 / 788
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	229 WINDROSE LN, TROY, MO 63379-4457
Transaction Type	Mortgage
Record Updated	Oct 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 WINDROSE LN, TROY, MO 63379-4457

Mortgage

Document Number	002492/106
Date	Jul 17, 2023
Book Page	2492/106
Instrument	2023005308

Lender

Name	HNB NATIONAL BANK
Type	Bank
Address	HANNIBAL, MO 63401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 11, 2038

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Sep 29, 2023
Property Address	229 WINDROSE LN, TROY, MO 63379-4457
Document Number	002494/285
Book / Page	2494 / 285
Map Reference	MB 14 PG 71
Instrument Date	Sep 28, 2023
Instrument	2023007524
Transaction Type	Transfer
Record Updated	Nov 29, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 WINDROSE LN, TROY, MO 63379-4457

Mortgage

Document Number	2023007525
Date	Sep 29, 2023
Instrument	2023007525

Lender

Name	HNB NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 29, 2033

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	229 WINDROSE LN, TROY, MO 63379-4457
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 WINDROSE LN, TROY, MO 63379-4457

Mortgage

Document Number	002488/734
Date	Mar 17, 2023
Book Page	2488/734
Instrument	2023001904

Lender

Name	HNB NATIONAL BANK
Type	Bank
Address	HANNIBAL, MO 63401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 13, 2038

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	229 WINDROSE LN, TROY, MO 63379-4457
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2446/795
Date	May 14, 2020
Book Page	2446/795
Instrument	2020004819

Lender

Name	THOMPSON KANE & CO LLC
Type	Non-Lending Institution
Address	MADISON, WI 53717

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Mar 4, 2019
Property Address	229 WINDROSE LN, TROY, MO 63379-4457
Document Number	2431/0788
Book / Page	2431 / 0788
Map Reference	MB 14 PG 71
Instrument Date	Feb 28, 2019
Instrument	2019001613
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 WINDROSE LN, TROY, MO 63379-4457

Mortgage

Document Number	2019001614
Date	Mar 4, 2019
Instrument	2019001614

Lender

Name	THOMPSON KANE & COMPANY LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

February 2018: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Feb 8, 2018
Property Address	229 WINDROSE LN, TROY, MO 63379-4457
Document Number	2419/0736
Book / Page	2419 / 0736
Map Reference	MB14 PG71
Instrument Date	Feb 5, 2018
Instrument	2018001088
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 BEAR CLAW CT, WENTZVILLE, MO 63385-3532

Mortgage

Document Number	2018001090
Date	Feb 8, 2018
Instrument	2018001090

Lender

Name	SILES BANKING CORP
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,368 (-) Land $9,880 Building $74,488
2025	$5,156.00 (+14.15%)	$84,368 (+15.73%) Land $9,880 Building $74,488	$444,040 (+15.73%) Land $52,000 Building $392,040
2023	$4,517.00 (+5.83%)	$72,899 Land $7,980 Building $64,919	$383,680 Land $42,000 Building $341,680
2022	$4,268.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Systec Wireless Communications Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Cell Coverage

5G and 4G LTE (outdoors only)

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