216 Windrose Ln, Troy, MO 63379 Property Records

Lincoln County property record for 216 Windrose Ln, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,584 sqft · built 2003
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,287 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Jun 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-90-32-000-000-002.023`

Property Details

APN / Parcel Number

Primary APN	`15-90-32-000-000-002.023`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,584 sqft Living Area
Basement Area	1,308 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	25,265 sqft (0.58 acres)
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	216 WINDROSE LN
City	TROY
State	MO
Zip	63379-4456
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 & 23A WESTBOROUGH ESTATES PLAT 1
Legal Range	01W
Legal Township	49
Legal Section	32
Legal Subdivision	WESTBOROUGH ESTATES
Legal Lot Number	23-23A
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1015
Census Tract	810203

Owner

Source: Lincoln County assessment roll, as of June 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	216 WINDROSE LN, TROY, MO 63379-4456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2018	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY STATE BANK OF MISSOURI
Jun 6, 2018	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY STATE BANK OF MISSOURI
May 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF OLD MONROE
Jul 17, 2023	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 8, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	216 WINDROSE LN, TROY, MO 63379-4456
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02423/0651
Date	Jun 8, 2018
Book Page	2423/0651
Instrument	2018005024

Lender

Name	COMMUNITY STATE BANK OF MISSOURI
Type	Bank
Address	BOWLING GREEN, MO 63334

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	216 WINDROSE LN, TROY, MO 63379-4456
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02423/0529
Date	Jun 6, 2018
Book Page	2423/0529
Instrument	2018004900

Lender

Name	COMMUNITY STATE BANK OF MISSOURI
Type	Bank
Address	BOWLING GREEN, MO 63334

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2028

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	216 WINDROSE LN, TROY, MO 63379-4456
Transaction Type	Mortgage
Record Updated	Oct 10, 2023
Title Company	MEYER TITLE COMPANY, MEYER TITLEL COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 WINDROSE LN, TROY, MO 63379-4456

Mortgage

Document Number	002464/467
Date	May 20, 2021
Book Page	2464/467
Instrument	2021006989

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2036

July 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LINCOLN MO
Recording Date	Jul 17, 2023
Property Address	216 WINDROSE LN, TROY, MO 63379-4456
Document Number	002492/121
Book / Page	2492 / 121
Map Reference	MB 13 PG 45
Instrument Date	Jul 17, 2023
Instrument	2023005339
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	216 WINDROSE LN, TROY, MO 63379-4456

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,287.00 (+6.02%)	$86,498 (+7.48%) Land $9,880 Building $76,618	$455,250 (+7.48%) Land $52,000 Building $403,250
2023	$4,987.00 (+5.93%)	$80,480 Land $7,980 Building $72,500	$423,580 Land $42,000 Building $381,580
2022	$4,708.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Holdings Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
SysTec Wireless Communications Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Cell Coverage

5G and 4G LTE (outdoors only)

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