217 Upper Lake Dr, Elgin, SC 29045 Property Records

Richland County property record for 217 Upper Lake Dr, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 4,222 sqft · built 2015
Lot Size	0.19 acres (8,276 sqft)
Owner	Company Name on File
Last Sale	$569,900 (Nov 2021)
Tax Bill	$5,481 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25813-02-20`

Property Details

APN / Parcel Number

Primary APN	`25813-02-20`
Alternative APNs	`R25813-02-20` `01910472`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,222 sqft Heated Area
Gross Area	5,202 sqft
1st Floor Area	2,512 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	332 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01910472
Street Address	217 UPPER LAKE DR
City	ELGIN
State	SC
Zip	29045-2101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDD
Legal Description	LOT 18 59.1X130.6X71.3X132.6 #SU BEAVER PARK PH 2 AREA D 3 #PR RB1171-178
Legal Subdivision	BEAVER PARK @ WOOD CREEK
Legal Lot Number	18,59
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2047
Census Tract	11407

Owner

Source: Richland County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC
Nov 10, 2021	Deed, Transfer · Conventional Mortgage FIRST PALMETTO BANK
Aug 6, 2020	Deed of Trust, Mortgage · Conventional with PMI SUCCESS MTG PTRS
May 29, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 10, 2021 · Amount on Record
Deed Sale	Nov 10, 2021 · Amount on Record
Prior Sale	Jul 9, 2014 · Amount on Record
Deed Document Number	202175119
Deed Book / Page	2685 / 3720
Prior Transfer Date	Apr 28, 2020
Prior Transfer Doc	0024902128
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	217 UPPER LAKE DR, ELGIN, SC 29045-2101
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027120754
Date	Feb 1, 2022
Book Page	2712/754
Instrument	2022006088

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company
Address	PLYMOUTH, MI 48170

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Sep 1, 2050

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	Nov 10, 2021
Property Address	217 UPPER LAKE DR, ELGIN, SC 29045-2101
Document Number	0026853720
Book / Page	2685 / 3720
Map Reference	MB 1171 PG 178
Instrument Date	Nov 8, 2021
Instrument	2021075119
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,109.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	217 UPPER LAKE DR, ELGIN, SC 29045-2101

Mortgage

Document Number	2021075120
Date	Nov 10, 2021
Instrument	2021075120

Lender

Name	FIRST PALMETTO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	217 UPPER LAKE DR, ELGIN, SC 29045-2101
Document Number	2523/2446
Instrument Date	Aug 6, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	217 UPPER LAKE DR ELGIN SC 290452101, ELGIN, SC 29045-2101

Mortgage

Document Number	2523/2446
Date	Aug 30, 2020
Book Page	002523/002446
Instrument	44399

Lender

Name	SUCCESS MTG PTRS
Type	Mortgage Company
Address	PLYMOUTH, MI 48170

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2050

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RICHLAND SC
Recording Date	May 29, 2020
Property Address	217 UPPER LAKE DR, ELGIN, SC 29045-2101
Document Number	2490/2128
Book / Page	002490 / 002128
Instrument Date	Apr 28, 2020
Instrument	22696
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	217 UPPER LAKE DR ELGIN SC 290452101, ELGIN, SC 29045-2101

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,481.00 (+11.7%)		$636,120 (+4%)
2024			$611,640 (+21.12%)
2023	$4,907.00 (+6.91%)
2021	$4,590.00	$20,200	$505,000 Land $50,000 Building $455,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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