Hardin County property record for 229 Thomas Rd, Lumberton, TX 77657 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,848 sqft · built 1956 |
| Lot Size | 5.5 acres (239,580 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $902,500 (Dec 2021) |
| Tax Bill | $3,346 (2025) |
| Deeds & Mortgages | May 2026 Construction Loan May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 000014-003600 |
| Primary APN | 000014-003600 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,848 sqft Living Area |
| 1st Floor Area | 1,848 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 239,580 sqft (5.5 acres) |
| Porch | Slab |
| Porch Area | 144 sqft |
| Canopy | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 3315 |
|---|---|
| Street Address | 229 THOMAS RD |
| City | LUMBERTON |
| State | TX |
| Zip | 77657-7774 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A0014 DUNCAN ELISHA TRACT 96 ACRES 5.5 |
| Legal Subdivision | DUNCAN ELISHA |
| Legal Tract | 96 |
| Jurisdiction | HARDIN TX |
| Township / Civil Division | LUMBERTON |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 30600 |
Source: Hardin County records · APN 000014-003600
Assessment roll updated February 6, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1003 GENE DR, LUMBERTON, TX 77657-9610 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2026 | Deed of Trust, Mortgage · Construction Mortgage NECHES FEDERAL CREDIT UNION |
| May 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NECHES FEDERAL CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 14, 2021 · Amount on Record |
| Deed Sale | Dec 14, 2021 · Amount on Record |
| Deed Document Number | 2021121592 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN TX |
| Recording Date | May 20, 2026 |
| Property Address | 229 THOMAS RD, LUMBERTON, TX 77657-7774 |
| Document Number | 0000162153 |
| Instrument Date | May 15, 2026 |
| Instrument | 2026162153 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 229 THOMAS RD, LUMBERTON, TX 77657-7774 |
| Document Number | 0000162153, |
|---|---|
| Date | May 20, 2026 |
| Instrument | 2026162153 |
| Name | NECHES FEDERAL CREDIT UNION |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN TX |
| Recording Date | May 20, 2026 |
| Property Address | 229 THOMAS RD, LUMBERTON, TX 77657-7774 |
| Document Number | 0000162154 |
| Instrument Date | May 15, 2026 |
| Instrument | 2026162154 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CAPITAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1003 GENE DR, LUMBERTON, TX 77657-9610 |
| Document Number | 0000162154, |
|---|---|
| Date | May 20, 2026 |
| Instrument | 2026162154 |
| Name | NECHES FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
Source: Hardin County records · Assessment roll updated February 6, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Hardin County |
| Municipality | Lumberton City |
| Unified School District | Lumberton Independent School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,346.00 (-0.77%) | $193,607 (-) Land $110,000 Building $83,607 | $193,607 (-) Land $110,000 Building $83,607 |
| 2024 | $3,372.00 (-20.15%) | $193,607 (-17.44%) Land $110,000 Building $83,607 | $193,607 (-17.44%) Land $110,000 Building $83,607 |
| 2023 | $4,223.00 (+10.06%) | $234,502 (+23.22%) Land $110,000 Building $124,502 | $234,502 (+23.22%) Land $110,000 Building $124,502 |
| 2022 | $3,837.00 | $190,316 Land $110,000 Building $80,316 | $190,316 Land $110,000 Building $80,316 |
Source: FEMA National Flood Hazard Layer, Hardin County (48199C), updated October 6, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481990306002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 91 individual NFIP policies nearby |
| Nearby Flood Policies | 91 in force |
| Nearby Flood Claims | 66 (1981–2026) |
| Claims Outside the SFHA | 54 of 66 |
| Most Recent Claim | Jul 2026, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 60% of the US · above 44% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 610 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 186 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| ITC Broadband Operating | Fiber | 1,000 / 200 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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