Hardin County property record for 207 Thomas Rd, Lumberton, TX 77657
| Property Type | Single Family Home |
|---|---|
| Details | 2,528 sqft · built 2016 |
| Lot Size | 0.683 acres (29,751 sqft) |
| Owner | Individual Name on File |
| Last Sale | $119,567 (Feb 2026) |
| Tax Bill | $2,457 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Sep 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000014-003300 |
| Primary APN | 000014-003300 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,528 sqft Living Area |
| 1st Floor Area | 1,376 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Aluminum Siding |
| Construction Type | Brick |
| Lot Area | 29,751 sqft (0.683 acres) |
| Garage Type | Mixed |
| Garage Area | 942 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 192 sqft |
| Utility Building | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 3305 |
|---|---|
| Street Address | 207 THOMAS RD |
| City | LUMBERTON |
| State | TX |
| Zip | 77657-7774 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A0014 DUNCAN ELISHA TRACT 20, 38 & 39 ACRES .683 |
| Legal Subdivision | DUNCAN ELISHA |
| Legal Tract | 20 |
| Jurisdiction | HARDIN TX |
| Township / Civil Division | LUMBERTON |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 30600 |
Source: Hardin County records · APN 000014-003300
Assessment roll updated February 6, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 207 THOMAS RD, LUMBERTON, TX 77657-7774 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Feb 03, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Sep 09, 2025 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 26, 2023 | Deed of Trust, Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 06, 2018 | Loan Modification, Mortgage PENNYMAC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 03, 2026 · Amount on Record |
| Deed Sale | Feb 03, 2026 · Amount on Record |
| Prior Sale | Nov 30, 2016 · Amount on Record |
| Deed Document Number | 2026159149 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN TX |
| Property Address | 207 THOMAS RD, LUMBERTON, TX 77657-7774 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 203 SPRING BROOK CT, LUMBERTON, TX 77657-1154 |
| Document Number | 0000159150 |
|---|---|
| Date | Feb 03, 2026 |
| Instrument | 2026-159150 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN TX |
| Property Address | 207 THOMAS RD, LUMBERTON, TX 77657-7774 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 207 THOMAS RD, LUMBERTON, TX 77657-7774 |
| Document Number | 0000155845 |
|---|---|
| Date | Sep 09, 2025 |
| Instrument | 2025-155845 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 304 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN TX |
| Property Address | 207 THOMAS RD, LUMBERTON, TX 77657-7774 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 207 THOMAS RD, LUMBERTON, TX 77657-7774 |
| Document Number | 0000140961 |
|---|---|
| Date | Dec 26, 2023 |
| Instrument | 2023-140961 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 325 Months |
| Due | Jan 01, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARDIN TX |
| Property Address | 207 THOMAS RD, LUMBERTON, TX 77657-7774 |
| Document Number | 0000091140 |
| Instrument Date | Nov 06, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 01, 2019 |
| Name | Verified Name |
|---|---|
| Address | 201 THOMAS RD LUMBERTON TX 77657, LUMBERTON, TX 77657 |
| Document Number | 0000091140 |
|---|---|
| Date | Dec 19, 2018 |
| Instrument | 91140 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 18, 2048 |
| Rate | 4.75% |
|---|
Source: Hardin County records · Assessment roll updated February 6, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Hardin County |
| Municipality | Lumberton City |
| Unified School District | Lumberton Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,457.00 (-2.34%) Homeowner's exemption | $238,224 (+1%) Land $30,735 Building $341,233 | $371,968 (+0.55%) Land $30,735 Building $341,233 |
| 2024 | $2,516.00 (+9.58%) Homeowner's exemption | $216,567 (-42%) Land $28,686 Building $341,233 | $369,919 (-0.93%) Land $28,686 Building $341,233 |
| 2023 | $2,296.00 Homeowner's exemption | $373,390 Land $28,686 Building $344,704 | $373,390 Land $28,686 Building $344,704 |
Source: FEMA National Flood Hazard Layer as of October 6, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 91 policies |
| Nearby Flood Policies | 91 in force |
| Nearby Flood Claims | 66 (1981–2026) |
| Claims Outside the SFHA | 54 of 66 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Moderate above 47% of the US · lower than 79% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| ITC Broadband Operating Fiber | 1,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 186 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LUMBERTON MUD serves 31,428 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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