Highlands County property record for 229 Rail Ave, Sebring, FL 33870
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,707 sqft · built 1978 |
| Lot Size | 0.478 acres (20,865 sqft) |
| Owner | Owner Name on File |
| Last Sale | $75,000 (Mar 2010) |
| Tax Bill | $2,812 (2024) |
| Deeds & Mortgages | Aug 2018 Mortgage May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C264802000008240 |
| Primary APN | C264802000008240 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,707 sqft Living Area |
| 1st Floor Area | 1,192 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,865 sqft (0.478 acres) |
| Lot Dimensions | 161 ft deep x 130 ft wide |
| Garage Type | Finished |
| Garage Area | 625 sqft |
| Driveway | Driveway |
| Driveway Area | 616 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 180 sqft |
|---|---|
| Pool House | 180 sqft |
| Porch | Open Porch |
| Porch Area | 418 sqft |
| Patio Area | 104 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C264802000008240 |
|---|---|
| Street Address | 229 RAIL AVE |
| City | SEBRING |
| State | FL |
| Zip | 33870-6730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SEBRING HILLS PB 6-PG 2 LOTS 824 + 825 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 26 |
| Legal Subdivision | SEBRING HILLS |
| Legal Lot Number | 824-825 825 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 960602 |
The current owner of 229 Rail Ave acquired it in September 2011.
Source: Highlands County records, as of December 12, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 229 RAIL AVE, SEBRING, FL 33870-6730 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU |
| May 23, 2017 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2010 · Amount on File |
| Deed Sale | Mar 2, 2010 · Amount on File |
| Deed Document Number | 0001575269 |
| Last Transfer Date | Sep 2, 2011 |
| Transfer Doc | 0001630926 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 229 RAIL AVE, SEBRING, FL 33870-6730 |
| Document Number | 0001910656 |
| Instrument Date | Aug 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2018 |
| Name | Verified Name |
|---|---|
| Address | 229 RAIL AVE SEBRING FL 338706730, SEBRING, FL 33870-6730 |
| Document Number | 0001910656 |
|---|---|
| Date | Sep 7, 2018 |
| Book Page | 002654/001589 |
| Instrument | 1910656 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 6, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 229 RAIL AVE, SEBRING, FL 33870-6730 |
| Document Number | 0001855045 |
| Book / Page | 002583 / 001063 |
| Instrument Date | May 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2017 |
| Name | Verified Name |
|---|---|
| Address | 229 RAIL AVE SEBRING FL 338706730, SEBRING, FL 33870-6730 |
| Document Number | 0001855045 |
|---|---|
| Date | Jun 2, 2017 |
| Book Page | 002583/001063 |
| Instrument | 1855045 |
| Name | MIDFLORIDA FCU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 1, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $196,287 Land $34,125 Building $162,162 | $196,287 Land $34,125 Building $162,162 | |
| 2024 | $2,812.00 (+5.71%) | ||
| 2023 | $2,660.00 (+10.05%) | $191,016 (+19.83%) Land $27,300 Building $163,716 | $191,016 (+19.83%) Land $27,300 Building $163,716 |
| 2022 | $2,417.00 | $159,412 Land $20,475 Building $138,937 | $159,412 Land $20,475 Building $138,937 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 229 Rail Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 229 Rail Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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