228 Rail Ave, Sebring, FL 33870 Property Records

Highlands County property record for 228 Rail Ave, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,430 sqft · built 1982
Lot Size	0.24 acres (10,433 sqft)
Owner	Individual Name on File
Last Sale	$100 (Nov 2020)
Tax Bill	$193 (2024)
Deeds & Mortgages	Jul 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`C-26-34-28-020-0000-8600`

Property Details

APN / Parcel Number

Primary APN	`C-26-34-28-020-0000-8600`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,430 sqft Living Area
Gross Area	1,716 sqft
1st Floor Area	1,274 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1988
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,433 sqft (0.24 acres)
Lot Dimensions	161 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	286 sqft
Driveway	Concrete Driveway
Driveway Area	470 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Florida Room
Porch Area	276 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	228 RAIL AVE
City	SEBRING
State	FL
Zip	33870-6729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEBRING HILLS PB 6-PG 2 LOT 860
Legal Range	28E
Legal Township	34S
Legal Section	26
Legal Subdivision	SEBRING HILLS
Legal Lot Number	860
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1011
Census Tract	960602

Owner

228 Rail Ave is owned and occupied by an individual who bought it in November 2020.

Source: Highlands County records, as of April 6, 2026

Owner of Record	Individual Name on File
Mailing Address	228 RAIL AVE, SEBRING, FL 33870-6729
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2020 · Amount on File
Deed Sale	Nov 4, 2020 · Amount on File
Deed Document Number	202027811755
Deed Book / Page	2781 / 1755
Prior Transfer Date	Nov 2, 2020
Prior Transfer Doc	0002005078
Record Updated	Oct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 10, 2020
Property Address	228 RAIL AVE, SEBRING, FL 33870-6729
Document Number	0001991308
Book / Page	002761 / 001988
Instrument Date	Jul 9, 2020
Instrument	1991308
Transaction Type	Transfer
Record Updated	Jul 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	228 RAIL AVE SEBRING FL 338706729, SEBRING, FL 33870-6729

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$72,750	$162,320 Land $17,062 Building $145,258
2024	$193.00 (-42.56%)
2023	$336.00 Homeowner's exemption Disabled Person's exemption	$68,641 (+3%)	$159,891 (+19.75%) Land $13,650 Building $146,241
2022	Homeowner's exemption Disabled Person's exemption	$66,642	$133,524 Land $10,238 Building $123,286

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 228 Rail Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 228 Rail Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20