Osceola County property record for 229 Pineywoods St, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,439 sqft · built 2022 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $411,600 (May 2022) |
| Tax Bill | $8,467 (2025) |
| Deeds & Mortgages | Dec 2025 Second Mortgage May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 132630011800013790 |
| Primary APN | 132630011800013790 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,439 sqft Heated Area |
| Gross Area | 3,240 sqft Gross Area |
| Stories | 1 Story |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Finished |
| Patio Area | 130 sqft Patio |
| Porch | Open Porch |
| Porch Area | 130 sqft Porch |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 229 PINEYWOODS ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7885 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLD HICKORY PH 3 PB 30 PGS 131-135 LOT 379 |
| Legal Subdivision | OLD HICKORY PHS 3 |
| Legal Phase | 3 |
| Legal Lot Number | 379 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 43303 |
Source: Osceola County records · APN 132630011800013790
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 229 PINEYWOODS ST, SAINT CLOUD, FL 34772-7885 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 01, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| May 09, 2022 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BAY EQUITY LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 09, 2022 · Amount on Record |
| Deed Sale | May 09, 2022 · Amount on Record |
| Deed Document Number | 2022073423 |
| Deed Book / Page | 6210 / 1189 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 229 PINEYWOODS ST, SAINT CLOUD, FL 34772-7885 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 229 PINEYWOODS ST, SAINT CLOUD, FL 34772-7885 |
| Document Number | 0068870001 |
|---|---|
| Date | Dec 01, 2025 |
| Book Page | 6887/1 |
| Instrument | 2025146739 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 01, 2045 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 09, 2022 |
| Property Address | 229 PINEYWOODS ST, SAINT CLOUD, FL 34772-7885 |
| Document Number | 0062101189 |
| Book / Page | 6210 / 1189 |
| Map Reference | MB 30 PG 131 |
| Instrument Date | May 02, 2022 |
| Instrument | 2022073423 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,881.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6675 WESTWOOD BLVD, ORLANDO, FL 32821-8061 |
| Name | Verified Name |
|---|---|
| Address | 229 PINEYWOODS ST, SAINT CLOUD, FL 34772-7885 |
| Document Number | 0062101193 |
|---|---|
| Date | May 09, 2022 |
| Instrument | 6210/1193 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,467.00 (-3.62%) Homeowner's exemption | $409,500 (-2.34%) Land $78,000 Building $331,500 | $409,500 (-2.34%) Land $78,000 Building $331,500 |
| 2023 | $8,785.00 (+209.33%) | $419,300 (+662.36%) Land $65,000 Building $354,300 | $419,300 (+662.36%) Land $65,000 Building $354,300 |
| 2022 | $2,840.00 | $55,000 Land $55,000 | $55,000 Land $55,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 67% of the US · above 44% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 410 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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