221 Pineywoods St, Saint Cloud, FL 34772 Property Records

Osceola County property record for 221 Pineywoods St, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2022
Square Footage	2,280 sqft Heated Area
Lot Size	7,405 sqft (0.169 acres)
Occupancy	Owner Occupied
Last Sale	$440,800 (2022)
Tax Bill	$9,036.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`132630011800013800`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,280 sqft Heated Area
Gross Area	3,500 sqft Gross Area
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2022
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Finished Garage
Porch	Open Porch
Porch Area	120 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	221 PINEYWOODS ST
City	SAINT CLOUD
State	FL
Zip	34772-7885
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	OLD HICKORY PH 3 PB 30 PGS 131-135 LOT 380
Legal Subdivision	OLD HICKORY PHS 3
Legal Phase	3
Legal Lot Number	380
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1000
Census Tract	43303

Owner

Source: Osceola County records · APN 132630011800013800

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	221 PINEYWOODS ST, SAINT CLOUD, FL 34772-7885
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 14, 2022 · Amount on Record
Deed Sale	Jul 14, 2022 · Amount on Record
Deed Doc Number	2022109030
Deed Book / Page	6251 / 1773
Record Refreshed	Jun 08, 2026

July 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 14, 2022
Property Address	221 PINEYWOODS ST, SAINT CLOUD, FL 34772-7885
Document Number	0062511773
Book / Page	6251 / 1773
Map Reference	MB 30 PG 131
Instrument Date	Jun 27, 2022
Instrument	2022109030
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2025
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,085.60
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6675 WESTWOOD BLVD # 5, 5, ORLANDO, FL 32821-8061

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 PINEYWOODS ST, SAINT CLOUD, FL 34772-7885

Mortgage

Document Number	0062511777
Date	Jul 14, 2022
Instrument	6251/1777

Lender

Name	STAR ONE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jul 01, 2027
Change Frequency	5 Years
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	5-Year CMT
Max Rate	8.62%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,036.00 (+5.06%)	$398,200 (+7.1%) Land $78,000 Building $320,200	$398,200 (+7.1%) Land $78,000 Building $320,200
2023	$8,601.00 (+202.85%)	$371,800 (+576%) Land $65,000 Building $306,800	$371,800 (+576%) Land $65,000 Building $306,800
2022	$2,840.00	$55,000 Land $55,000	$55,000 Land $55,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 44% of Florida
Wildfire Likelihood	About 1 in 410 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.