229 Madison St, Freeport, FL 32439 Property Records

Walton County property record for 229 Madison St, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,538 sqft · built 1984
Lot Size	1.36 acres (59,503 sqft)
Owner	Company Name on Record
Last Sale	$430,000 (Feb 2025)
Tax Bill	$2,843 (2025)
Deeds & Mortgages	Feb 2025 Sale & Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-1S-19-23040-007-0050`

Property Details

APN / Parcel Number

Primary APN	`15-1S-19-23040-007-0050`
Alternative APNs	`15-119-23040-007-0050` `1022527`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,538 sqft Living Area
Gross Area	3,010 sqft
1st Floor Area	1,898 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	59,503 sqft (1.36 acres)
Lot Dimensions	230 ft deep x 272 ft wide

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	72 sqft
Patio Area	400 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	229 MADISON ST
City	FREEPORT
State	FL
Zip	32439-3854
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SE/COR LOT 8 BLK 7 TOWN OF FREEPORT PB O-J, N 89 DEG 55W 108.36 FT FOR POB, N 89 DEG 56W ALG N ROW JACKSON ST 272.72 FT TO SW/COR LOT 7 BLK 7 BEING ON E ROW MADISON ST, N 00 DEG 0000E ALG ROW 230.00 FT, DPRT E ROW S 89 DEG 52E 272.62 FT, S 00 DEG
Legal Range	019
Legal Township	01S
Legal Section	15
Legal Subdivision	TOWN OF FREEPORT
Legal Block	7
Legal Lot Number	8
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	1
Census Block	1007
Census Tract	950502

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	242 MADISON ST, FREEPORT, FL 32439-3851
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2025	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Jun 11, 2021	Quit Claim Deed, Transfer · VA Mortgage PROGRESS BANK & TRUST
Jan 25, 2018	Warranty Deed, Transfer · FHA Mortgage MUTUAL OF OMAHA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2025 · Amount on Record
Deed Sale	Feb 18, 2025 · Amount on Record
Prior Sale	Mar 6, 2024 · Amount on Record
Deed Document Number	20255287
Deed Book / Page	3350 / 431
Record Updated	Sep 20, 2026

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 18, 2025
Property Address	229 MADISON ST, FREEPORT, FL 32439-3854
Document Number	0033500431
Book / Page	3350 / 431
Instrument Date	Feb 13, 2025
Instrument	20250005287
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	UNKNOWN, BRADLEY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,010.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 PETERSON RD, PLEASANT MOUNT, PA 18453-4606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 MADISON ST, FREEPORT, FL 32439-3851

Mortgage

Document Number	0003350434
Date	Feb 18, 2025
Instrument	3350/434

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Jun 11, 2021
Property Address	229 MADISON ST, FREEPORT, FL 32439-3854
Document Number	0032021629
Book / Page	3202 / 1629
Instrument Date	May 25, 2021
Instrument	20210029598
Transaction Type	Transfer
Record Updated	Dec 18, 2025

Transaction

Amount	Amount Recorded
Tax	$714.00
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	113 ROCKAWAY DR, BOONTON TOWNSHIP, NJ 07005-9119

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 MADISON ST, FREEPORT, FL 32439-3854

Mortgage

Document Number	0032021630
Date	Jun 11, 2021
Instrument	3202/1630

Lender

Name	PROGRESS BANK & TRUST
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 25, 2018
Property Address	229 MADISON ST, FREEPORT, FL 32439-3854
Document Number	0030634478
Book / Page	3063 / 4478
Instrument Date	Jan 16, 2018
Instrument	2018000002559
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	VINTAGE TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6616 MORGANTOWN ST, 6616, RALEIGH, NC 27616-6642

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 MADISON ST, FREEPORT, FL 32439-3854

Mortgage

Document Number	2018000002560
Date	Jan 25, 2018
Instrument	2018000002560

Lender

Name	MUTUAL OF OMAHA BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,843.00 (+0.32%)	$262,321 (-1.54%)	$338,095 (+26.9%) Land $120,000 Building $218,095
2024	$2,834.00 (-4%)
2023	$2,952.00 (+1.79%) Homeowner's exemption	$266,418 (-2.31%) Land $71,609 Building $194,809	$266,418 (-2.31%) Land $71,609 Building $194,809
2022	$2,900.00 Homeowner's exemption	$272,713 Land $71,608 Building $201,105	$272,713 Land $71,608 Building $201,105

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 126 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	126 in force
Nearby Flood Claims	68 (1992–2021)
Claims Outside the SFHA	7 of 68
Most Recent Claim	Jun 2021 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 8 claims Hurricane Frances, Sep 2004 · 23 claims Hurricane Opal, Oct 1995 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50

May also be available: AT&T, CenturyLink.

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