229 E Royal Dr, Dekalb, IL 60115 Property Records

DeKalb County property record for 229 E Royal Dr, Dekalb, IL 60115 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd
Lot Size0.286 acres (12,441 sqft)
OwnerIndividual Name on File
Tax Bill$3,885 (2024)
Deeds & MortgagesNov 2025 Line of Credit
Oct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN08-14-128-020

Property Details

APN / Parcel Number

Primary APN08-14-128-020

Interior

Bedrooms3 Beds
Total Rooms8 Rooms
Stories1 Story

Exterior

Architectural StyleRanch
Exterior MaterialWood
Lot Area12,441 sqft (0.286 acres)
Lot Dimensions165 ft deep x 70 ft wide
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Water SourceCommercial

Location & Zoning

Account Number0814128020
Street Address229 E ROYAL DR
CityDEKALB
StateIL
Zip60115-1929
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTILTON PARK SUB - 2ND ADDITION - LOT 13 BLOCK 17
Legal SubdivisionTILTON PARK SUB - 2ND ADDITION
Legal Block17
Legal Lot Number13
JurisdictionDE KALB IL
Township / Civil DivisionDEKALB
Census Block Group3
Census Block3020
Census Tract900

Owner

Source: DeKalb County records · APN 08-14-128-020

Assessment roll updated April 8, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address229 E ROYAL DR, DEKALB, IL 60115-1929
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2025Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Oct 05, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateFeb 07, 2009
Transfer Doc0000001869
Record UpdatedJun 08, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address229 E ROYAL DR, DEKALB, IL 60115-1929
Transaction TypeMortgage
Record UpdatedDec 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009293
DateNov 19, 2025
Instrument2025009293
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueNov 18, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address229 E ROYAL DR, DEKALB, IL 60115-1929
Transaction TypeMortgage
Record UpdatedOct 15, 2021
Title CompanyCLOSING USA LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013001
DateOct 05, 2021
Instrument2021013001
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

Tax Assessment & Valuation

Source: DeKalb County records · Assessment roll updated April 8, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionDeKalb Township
MunicipalityDeKalb City
Unified School DistrictDeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$59,977 (+25.6%) Land $12,296 Building $47,681$179,931 (+25.6%) Land $36,888 Building $143,043
2024$3,885.00
2023$47,753 Land $9,790 Building $37,963$143,259 Land $29,370 Building $113,889

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeKalb County (17037C), updated January 2, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170370009003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 17 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims12 (1982–2007)
Most Recent ClaimAug 2007, rainfall accumulation, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Aug 2007 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 308 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
Metronet HoldingsFiber5,120 / 5,120
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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