223 E Royal Dr, Dekalb, IL 60115 Property Records

DeKalb County property record for 223 E Royal Dr, Dekalb, IL 60115

Property Summary

Property Type	Single Family Home
Lot Size	0.265 acres (11,535 sqft)
Owner	2 Individual Names on File
Last Sale	$142,500 (Jan 2006)
Tax Bill	$3,609 (2024)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-14-128-019`

Property Details

APN / Parcel Number

Primary APN	`08-14-128-019`

Exterior

Lot Area	11,535 sqft (0.265 acres)

Location & Zoning

Account Number	0814128019
Street Address	223 E ROYAL DR
City	DEKALB
State	IL
Zip	60115-1929
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TILTON PARK SUB - 2ND ADDITION - LOT 14 BLOCK 17
Legal Subdivision	TILTON PARK SUB - 2ND ADDITION
Legal Block	17
Legal Lot Number	14
Jurisdiction	DE KALB IL
Township / Civil Division	DEKALB
Census Block Group	3
Census Block	3020
Census Tract	900

Owner

Source: DeKalb County records · APN 08-14-128-019

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	223 E ROYAL DR, DEKALB, IL 60115-1929
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 20, 2006 · Amount on Record
Deed Sale	Jan 20, 2006 · Amount on Record
Deed Document Number	20061207
Record Updated	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	223 E ROYAL DR, DEKALB, IL 60115-1929
Document Number	0000013022
Instrument Date	Dec 02, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	223 E ROYAL DR DEKALB IL 601151929, DEKALB, IL 60115-1929

Mortgage

Document Number	0000013022
Date	Dec 07, 2020
Instrument	13022

Lender

Name	HEARTLAND BK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 06, 2035

Tax Assessment & Valuation

Source: DeKalb County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	DeKalb Township
Municipality	DeKalb City
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$61,661 (+25.6%) Land $12,296 Building $49,365	$184,983 (+25.6%) Land $36,888 Building $148,095
2024	$3,609.00
2023		$49,094 Land $9,790 Building $39,304	$147,282 Land $29,370 Building $117,912

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 2, 2009 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	12 (1982–2007)
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Holdings Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 308 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	DEKALB serves 40,290 people
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.