229 E Railroad St, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 229 E Railroad St, Oneida, NY 13421

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,934 sqft · built 1850
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$48,750 (Jan 2022)
Tax Bill	$3,208 (2025)
Deeds & Mortgages	Jan 2022 Refinance
APN	`251201 30.64-1-70`

Property Details

APN / Parcel Number

Primary APN	`251201 30.64-1-70`
Alternative APNs	`120103006400010700000000` `INSIDE`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,934 sqft Living Area
1st Floor Area	1,106 sqft
2nd Floor Area	828 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	165 ft deep x 66 ft wide

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	5,000 sqft
Porch	Slab
Porch Area	526 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	229 E RAILROAD ST
City	ONEIDA
State	NY
Zip	13421-1404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Block	1
Legal Lot Number	70.000
Jurisdiction	MADISON NY
Township / Civil Division	ONEIDA
Census Block Group	1
Census Block	1010
Census Tract	30101

Owner

Source: Madison County and Oneida City records · APN 251201 30.64-1-70

Assessment roll updated April 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	229 E RAILROAD ST, ONEIDA, NY 13421-1404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 04, 2022 · Amount on Record
Deed Sale	Jan 04, 2022 · Amount on Record
Prior Sale	Apr 26, 2004 · Amount on Record
Deed Document Number	202261
Prior Transfer Date	Oct 07, 2021
Prior Transfer Doc	0000000061
Record Updated	Sep 20, 2026

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON NY
Recording Date	Jan 04, 2022
Property Address	229 E RAILROAD ST, ONEIDA, NY 13421-1404
Document Number	0000000061
Instrument Date	Oct 07, 2021
Instrument	2022-061
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	229 E RAILROAD ST, ONEIDA, NY 13421-1404

Mortgage

Document Number	0000000062
Date	Jan 04, 2022
Instrument	2022-062

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: Madison County and Oneida City records · Assessment roll updated April 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Madison County
Municipality	Oneida City
Unified School District	Oneida City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,208.00 (+246.44%)	$64,500 (-) Land $11,800 Building $52,700	$90,845 (+7.04%) Land $16,620 Building $74,225
2023		$64,500 (-) Land $11,800 Building $52,700	$84,868 (+9.21%) Land $15,526 Building $69,342
2022	$926.00 Homeowner's exemption	$64,500 Land $11,800 Building $52,700	$77,711 Land $14,217 Building $63,494

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2013)
Most Recent Claim	Jun 2013 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2013 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 391 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ONEIDA CITY serves 11,393 people
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.