207 E Railroad St, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 207 E Railroad St, Oneida, NY 13421

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,370 sqft · built 1901
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on Record
Last Sale$34,000 (Mar 1995)
Tax Bill$1,872 (2026)
Deeds & MortgagesMar 2025 Sale & Refinance
APN251201 30.64-1-65

Property Details

APN / Parcel Number

Primary APN251201 30.64-1-65
Alternative APNs
  • 120103006400010650000000
  • INSIDE

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,370 sqft Living Area
1st Floor Area1,110 sqft
Upper Floors Area260 sqft

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1901
Architectural StyleTraditional
Exterior MaterialWood
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions134 ft deep x 52 ft wide
PorchSlab
Porch Area80 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address207 E RAILROAD ST
CityONEIDA
StateNY
Zip13421-1404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC
Legal Block1
Legal Lot Number65.000
JurisdictionMADISON NY
Township / Civil DivisionONEIDA
Census Block Group1
Census Block1010
Census Tract30101

Owner

Source: Madison County and Oneida City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address207 E RAILROAD ST, ONEIDA, NY 13421-1404
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 21, 1995 · Amount on Record
Deed SaleMar 21, 1995 · Amount on Record
Deed Book / Page1007 / 111
Record UpdatedOct 29, 2026

March 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON NY
Recording DateMar 20, 2025
Property Address207 E RAILROAD ST, ONEIDA, NY 13421-1404
Document Number0000000293
Instrument DateMar 11, 2025
Instrument2025-1293
Transaction TypeTransfer
Record UpdatedApr 17, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address207 E RAILROAD ST, ONEIDA, NY 13421-1404
InvestorPossibly a Property Investor

Mortgage

Document Number0000000294
DateMar 20, 2025
Instrument2025-1294
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueApr 1, 2040

Tax Assessment & Valuation

Source: Madison County and Oneida City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMadison County
MunicipalityOneida City
Unified School DistrictOneida City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,872.00 (-1.47%)
2025$1,900.00$38,200 (-) Land $9,700 Building $28,500$53,803 (+7.04%) Land $13,662 Building $40,141
2023$38,200 Land $9,700 Building $28,500$50,263 Land $12,763 Building $37,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2013)
Most Recent ClaimJun 2013 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEIDA CITY
serves 11,393 people · EPA ID NY2602381
Water SourceSurface water
Last State InspectionOct 2025
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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