229 E North St, Winchester, IN 47394 Property Records

Randolph County property record for 229 E North St, Winchester, IN 47394

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,792 sqft · built 1914
Lot Size	0.126 acres (5,489 sqft)
Owner	Individual Name on File
Last Sale	$161,262 (May 2023)
Tax Bill	$1,035 (2025)
Deeds & Mortgages	May 2023 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`021-01435-00`

Property Details

APN / Parcel Number

Primary APN	`021-01435-00`
Alternative APNs	`68-09-20-176-060.000-021` `00000018153`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,792 sqft Living Area
1st Floor Area	1,792 sqft
Basement Area	896 sqft
Unfinished Basement	896 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 2000
Construction Type	Metal Frame
Roof Material	Metal
Lot Area	5,489 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000018153
Street Address	229 E NORTH ST
City	WINCHESTER
State	IN
Zip	47394-1610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	110 X 50' C PT W PT OUT LOT 5 NES
Legal Subdivision	NORTH EAST SQUARE
Legal Lot Number	5
Jurisdiction	RANDOLPH IN
Township / Civil Division	WHITE RIVER
Census Block Group	2
Census Block	2013
Census Tract	951700

Owner

229 E North St is owned and occupied by an individual who bought it in May 2023.

Source: Randolph County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	229 E NORTH ST, WINCHESTER, IN 47394-1610
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Apr 8, 2019	Deed of Trust, Mortgage · Commercial Mortgage MUTUAL BANK FSB
May 8, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2023 · Amount on File
Deed Sale	May 8, 2023 · Amount on File
Prior Sale	Jul 22, 2014 · Amount on File
Deed Document Number	20231703
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Property Address	229 E NORTH ST, WINCHESTER, IN 47394-1610
Transaction Type	Mortgage
Record Updated	Nov 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 E NORTH ST, WINCHESTER, IN 47394-1610

Mortgage

Document Number	0020231704
Date	May 8, 2023
Instrument	20231704

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Property Address	229 E NORTH ST, WINCHESTER, IN 47394-1610
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0020190923
Date	Apr 8, 2019
Instrument	20190923

Lender

Name	MUTUAL BANK FSB
Type	Bank
Address	MUNCIE, IN 47305

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 16, 2024

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IN
Recording Date	May 8, 2023
Property Address	229 E NORTH ST, WINCHESTER, IN 47394-1610
Document Number	0020231703
Instrument Date	May 5, 2023
Instrument	20231703
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 E NORTH ST, WINCHESTER, IN 47394-1610

Tax Assessment & Valuation

The 2025 property tax bill for 229 E North St was $1,035 with a homeowner's exemption, up 6.6% from the year before.

Source: Randolph County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Randolph County
County Subdivision	White River Township
Municipality	Winchester City
Unified School District	Randolph Central School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,035.00 (+6.59%) Homeowner's exemption	$115,000 Land $2,000 Building $113,000	$115,000 Land $2,000 Building $113,000
2024	$971.00
2023		$65,600 (+8.07%) Land $5,300 Building $60,300	$65,600 (+8.07%) Land $5,300 Building $60,300
2022	$526.00 (+8.45%)	$60,700 Land $5,300 Building $55,400	$60,700 Land $5,300 Building $55,400
2021	$485.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 229 E North St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	May 1995 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 229 E North St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WINCHESTER private · serves 5,405 people · EPA ID IN5268003
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
NLBC Fiber · Fixed Wireless	1,000 / 1,000

May also be available: Verizon, Watch TV.

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