228 E North St, Winchester, IN 47394 Property Records

Randolph County property record for 228 E North St, Winchester, IN 47394

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,870 sqft · built 1900
Lot Size	0.191 acres (8,300 sqft)
Owner	Individual Name on File
Last Sale	$195,208 (Aug 2025)
Tax Bill	$1,026 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2025 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`021-00259-00`

Property Details

APN / Parcel Number

Primary APN	`021-00259-00`
Alternative APNs	`68-09-20-182-087.000-021` `00000017148`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,870 sqft Living Area
1st Floor Area	2,870 sqft
Basement Area	743 sqft
Unfinished Basement	743 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Metal Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	8,300 sqft (0.191 acres)
Lot Dimensions	166 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000017148
Street Address	228 E NORTH ST
City	WINCHESTER
State	IN
Zip	47394-1611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CANFIELD SUB DIV LOT 3
Legal Subdivision	CANFIELDS SUBDIVISION
Legal Lot Number	3
Jurisdiction	RANDOLPH IN
Township / Civil Division	WHITE RIVER
Census Block Group	2
Census Block	2030
Census Tract	951700

Owner

228 E North St is owned and occupied by an individual who bought it in August 2025.

Source: Randolph County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	550 VETERANS UNITED DR, COLUMBIA, MO 65201-8399
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK
Aug 29, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2025 · Amount on File
Deed Sale	Aug 29, 2025 · Amount on File
Prior Sale	Jul 31, 2015 · Amount on File
Deed Document Number	20253012
Prior Transfer Date	Oct 5, 2012
Prior Transfer Doc	0000004607
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Property Address	228 E NORTH ST, WINCHESTER, IN 47394-1611
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020220048
Date	Jan 6, 2022
Instrument	20220048

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 4, 2037

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IN
Recording Date	Aug 29, 2025
Property Address	228 E NORTH ST, WINCHESTER, IN 47394-1611
Document Number	0020253012
Instrument Date	Aug 28, 2025
Instrument	20253012
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 VETERANS UNITED DR, COLUMBIA, MO 65201-8399
Mail Care Of	MORTGAGE RESEARCH CENTER LLC DBA VETERAN

Mortgage

Document Number	0020253013
Date	Aug 29, 2025
Instrument	20253013

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 228 E North St was $1,026 with a homeowner's exemption, up 8.1% from the year before.

Source: Randolph County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Randolph County
County Subdivision	White River Township
Municipality	Winchester City
Unified School District	Randolph Central School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,026.00 (+8.11%) Homeowner's exemption	$114,100 (+20.23%) Land $3,000 Building $111,100	$114,100 (+20.23%) Land $3,000 Building $111,100
2024	$949.00 Homeowner's exemption	$94,900 (+9.33%) Land $6,200 Building $88,700	$94,900 (+9.33%) Land $6,200 Building $88,700
2023		$86,800 (+7.16%) Land $6,200 Building $80,600	$86,800 (+7.16%) Land $6,200 Building $80,600
2022	$810.00	$81,000 Land $6,200 Building $74,800	$81,000 Land $6,200 Building $74,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 228 E North St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	May 1995 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 228 E North St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WINCHESTER private · serves 5,405 people · EPA ID IN5268003
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
NLBC Fiber · Fixed Wireless	1,000 / 1,000

May also be available: Verizon, Watch TV.

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