229 E 8th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 229 E 8th St, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,480 sqft · built 1913
Lot Size	0.142 acres (6,201 sqft)
Owner	2 Individual Names on Record
Last Sale	$94,022 (Aug 2017)
Tax Bill	$2,381 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`351200 128.73-05-25`

Property Details

APN / Parcel Number

Primary APN	`351200 128.73-05-25`
Alternative APNs	`120012807300050250000000` `4725`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,480 sqft Living Area
1st Floor Area	870 sqft
2nd Floor Area	610 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	6,201 sqft (0.142 acres)
Lot Dimensions	117 ft deep x 53 ft wide
Garage Type	Detached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	191 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	4725
Street Address	229 E 8TH ST
City	OSWEGO
State	NY
Zip	13126-3335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN1
Legal Subdivision	HAMILTON GORE
Legal Block	5
Legal Lot Number	25.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	1
Census Block	1019
Census Tract	21604

Owner

Source: Oswego County and Oswego City records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	229 E 8TH ST, OSWEGO, NY 13126-3335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage PATHFINDER BANK
Jan 29, 2020	Grant Deed, Transfer ANDERSON M M FAMILY TRUST (RT)
Aug 22, 2017	Warranty Deed, Transfer · VA Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2017 · Amount on Record
Deed Sale	Aug 22, 2017 · Amount on Record
Prior Sale	Aug 14, 2012 · Amount on Record
Deed Document Number	20178029
Prior Transfer Date	Sep 9, 2001
Prior Transfer Doc	2001014940
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	229 E 8TH ST, OSWEGO, NY 13126-3335
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	VANGUARD RESEARCH & TTL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 COUNTY ROUTE 1A, OSWEGO, NY 13126-5911

Mortgage

Document Number	0000008146
Date	Jul 28, 2022
Instrument	R-2022-008146

Lender

Name	PATHFINDER BANK
Type	Bank
Address	OSWEGO, NY 13126

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2042

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSWEGO NY
Recording Date	Jan 29, 2020
Property Address	229 E 8TH ST, OSWEGO, NY 13126-3335
Document Number	0000000797
Instrument Date	Jan 23, 2020
Instrument	797
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$356.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	149 E MOHAWK ST OSWEGO NY 131262854, OSWEGO, NY 13126-2854

Mortgage

Document Number	798
Date	Jan 29, 2020
Instrument	798

Lender

Name	ANDERSON M M FAMILY TRUST (RT)
Address	931 COUNTY ROUTE 25, OSWEGO, NY 13126-5723

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Aug 22, 2017
Property Address	229 E 8TH ST, OSWEGO, NY 13126-3335
Document Number	0000008029
Instrument Date	Aug 18, 2017
Instrument	R-2017-008029
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	VANGUARD RESEARCH & TITLE SE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$378.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	229 E 8TH ST, 229, OSWEGO, NY 13126-3335

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	229 E 8TH ST, OSWEGO, NY 13126-3335

Mortgage

Document Number	0000008030
Date	Aug 22, 2017
Instrument	R-2017-008030

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,381.00	$127,000 (+42.7%) Land $19,700 Building $107,300	$127,000 (+18.44%) Land $19,700 Building $107,300
2023		$89,000 Land $13,200 Building $75,800	$107,229 Land $15,904 Building $91,325

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1979–1986)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Nov 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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