227 E 8th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 227 E 8th St, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,382 sqft · built 1900
Lot Size	0.126 acres (5,499 sqft)
Owner	Individual Name on Record
Last Sale	$91,500 (Jun 2019)
Tax Bill	$1,968 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`351200 128.73-05-26`

Property Details

APN / Parcel Number

Primary APN	`351200 128.73-05-26`
Alternative APN	`2378 M`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,382 sqft Living Area
1st Floor Area	910 sqft
Upper Floors Area	472 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1980
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,499 sqft (0.126 acres)
Lot Dimensions	117 ft deep x 47 ft wide
Porch	Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2378 M
Street Address	227 E 8TH ST
City	OSWEGO
State	NY
Zip	13126-3335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN1
Legal Description	HG 27, B 75, L 414 012-014-000
Legal Subdivision	SUBDIVISION NO 27 OF HAMILTONS GORE
Legal Block	5
Legal Lot Number	26.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	1
Census Block	1019
Census Tract	21604

Owner

Source: Oswego County and Oswego City records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	227 E 8TH ST, OSWEGO, NY 13126-3335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jun 13, 2019	Grant Deed, Transfer · FHA Mortgage PARAGON HM LNS
Apr 7, 2017	Tax Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2019 · Amount on Record
Deed Sale	Jun 13, 2019 · Amount on Record
Deed Document Number	20194831
Prior Transfer Date	Apr 16, 2001
Prior Transfer Doc	2001005007
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	227 E 8TH ST, OSWEGO, NY 13126-3335
Transaction Type	Mortgage
Record Updated	Sep 20, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 E 8TH ST, OSWEGO, NY 13126-3335

Mortgage

Document Number	0000008382
Date	Jul 22, 2021
Instrument	R-2021-008382

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSWEGO NY
Recording Date	Jun 13, 2019
Property Address	227 E 8TH ST, OSWEGO, NY 13126-3335
Document Number	0000004831
Instrument Date	Jun 10, 2019
Instrument	4831
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$378.64
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	664 W 5TH ST #3 OSWEGO NY 13126, 3, OSWEGO, NY 13126

Mortgage

Document Number	4832
Date	Jun 13, 2019
Instrument	4832

Lender

Name	PARAGON HM LNS
Type	Funding / Finance Company
Address	LIVERPOOL, NY 13088

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2049

April 2017: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	OSWEGO NY
Recording Date	Apr 7, 2017
Property Address	227 E 8TH ST, OSWEGO, NY 13126-3335
Document Number	0000003134
Instrument Date	Apr 4, 2017
Instrument	3134
Transaction Type	Foreclosure
Record Updated	Jun 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	46 E BRIDGE ST OSWEGO NY 131262118, OSWEGO, NY 13126-2118

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,968.00	$105,000 (+22.09%) Land $19,000 Building $86,000	$105,000 (+1.34%) Land $19,000 Building $86,000
2023		$86,000 (-) Land $12,700 Building $73,300	$103,614 (+10.84%) Land $15,301 Building $88,313
2022		$86,000 Land $12,700 Building $73,300	$93,478 Land $13,804 Building $79,674

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1979–1986)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Nov 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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