229 Crossbar Ln, Elgin, SC 29045 Property Records

Richland County property record for 229 Crossbar Ln, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,592 sqft · built 2021
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$283,230 (Nov 2021)
Tax Bill	$2,772 (2024)
Deeds & Mortgages	Oct 2026 Line of Credit Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28914-06-01`

Property Details

APN / Parcel Number

Primary APN	`28914-06-01`
Alternative APNs	`R28914-06-01` `02167014`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,592 sqft Heated Area
Gross Area	4,161 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02167014
Street Address	229 CROSSBAR LN
City	ELGIN
State	SC
Zip	29045-9860
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 59 47.7X27.5X22.2X25.2X85.3X90.3X 125 #SU CROSSBRIDGE PH 2
Legal Subdivision	CROSSBRIDGE
Legal Lot Number	47,59
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2089
Census Tract	11407

Owner

229 Crossbar Ln is owned and occupied by an individual who bought it in November 2021.

Source: Richland County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	229 CROSSBAR LN, ELGIN, SC 29045-9860
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Nov 23, 2021	Limited Warranty Deed, Subdivision Related Transfer · VA Mortgage FIRST HERITAGE MORTGAGE LLC
Mar 9, 2021	Warranty Deed, Transfer NOT AVAILABLE, HARVEY & VALLINI LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2021 · Amount on File
Deed Sale	Nov 23, 2021 · Amount on File
Deed Document Number	202177757
Deed Book / Page	2689 / 3601
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Recording Date	Oct 2, 2026
Property Address	229 CROSSBAR LN, ELGIN, SC 29045-9860
Document Number	0000049429
Book / Page	3172 / 1385
Instrument Date	Sep 24, 2026
Instrument	202649429
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 CROSSBAR LN, ELGIN, SC 29045-9860

Mortgage

Document Number	0000049429,
Date	Oct 2, 2026
Book Page	3172/1385
Instrument	202649429

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Oct 1, 2066

Interest

Max Rate	-1%

November 2021: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Nov 23, 2021
Property Address	229 CROSSBAR LN, ELGIN, SC 29045-9860
Document Number	0026893601
Book / Page	2689 / 3601
Map Reference	MB 2442 PG 428
Instrument Date	Nov 15, 2021
Instrument	2021077757
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,048.95
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021077758
Date	Nov 23, 2021
Instrument	2021077758

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Mar 9, 2021
Property Address	229 CROSSBAR LN, ELGIN, SC 29045-9860
Document Number	0025941205
Book / Page	2594 / 1205
Map Reference	MB 2442 PG 428
Instrument Date	Mar 2, 2021
Instrument	2021014572
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	NOT AVAILABLE, HARVEY & VALLINI LLC

Transaction

Amount	Amount on Record
Tax	$782.55
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11710 PLAZA AMERICA DR STE 1100, 1100, RESTON, VA 20190-4771

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025			$324,800 Land $50,000 Building $274,800
2024	$2,772.00 (+13.7%)	$324,800 (+2,767.23%) Land $50,000 Building $274,800
2023	$2,438.00 (-51.4%)	$11,328	$283,200
2022	$5,016.00 (+5,236.17%)
2021	$94.00	$160	$2,700 Land $2,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 229 Crossbar Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 229 Crossbar Ln is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Crossbar Ln

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