218 Crossbar Ln, Elgin, SC 29045 Property Records

Richland County property record for 218 Crossbar Ln, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,860 sqft · built 2022
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$273,680 (Apr 2022)
Tax Bill	$2,503 (2025)
Deeds & Mortgages	Jan 2026 Transfer Jan 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28914-05-07`

Property Details

APN / Parcel Number

Primary APN	`28914-05-07`
Alternative APNs	`R28914-05-07` `02166970`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,860 sqft Heated Area
Gross Area	3,530 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02166970
Street Address	218 CROSSBAR LN
City	ELGIN
State	SC
Zip	29045-9860
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 63 60X133.5X60X131.7 #SU CROSSBRIDGE PH 2 #PR RB2442-428
Legal Subdivision	CROSSBRIDGE
Legal Lot Number	60,63
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2089
Census Tract	11407

Owner

218 Crossbar Ln is owned and occupied by two individuals who acquired it in December 2025.

Source: Richland County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	218 CROSSBAR LN, ELGIN, SC 29045-9860
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Intrafamily Transfer, Transfer
Jan 11, 2023	Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU
Dec 13, 2022	Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU
Apr 1, 2022	Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2022 · Amount on File
Deed Sale	Apr 1, 2022 · Amount on File
Prior Sale	Feb 26, 2020 · Amount on File
Deed Document Number	202218855
Deed Book / Page	2731 / 1181
Last Transfer Date	Dec 22, 2025
Transfer Doc	0030902546
Record Updated	Sep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RICHLAND SC
Recording Date	Jan 9, 2026
Property Address	218 CROSSBAR LN, ELGIN, SC 29045-9860
Document Number	0030902546
Book / Page	3090 / 2546
Map Reference	MB 2442 PG 428
Instrument Date	Dec 22, 2025
Instrument	2026001454
Transaction Type	Transfer
Record Updated	Jan 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	218 CROSSBAR LN, ELGIN, SC 29045-9860

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	218 CROSSBAR LN, ELGIN, SC 29045-9860
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028081195
Date	Jan 11, 2023
Book Page	2808/1195
Instrument	2023001490

Lender

Name	PALMETTO CITIZENS FCU
Type	Credit Union
Address	COLUMBIA, SC 29250

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	420 Months
Due	Jan 10, 2058

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	218 CROSSBAR LN, ELGIN, SC 29045-9860
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028013799
Date	Dec 13, 2022
Book Page	2801/3799
Instrument	2022067425

Lender

Name	PALMETTO CITIZENS FCU
Type	Credit Union
Address	COLUMBIA, SC 29250

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 12, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Apr 1, 2022
Property Address	218 CROSSBAR LN, ELGIN, SC 29045-9860
Document Number	0027311181
Book / Page	2731 / 1181
Map Reference	MB 2442 PG 428
Instrument Date	Mar 21, 2022
Instrument	2022018855
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 11, 2024
Title Company	NOT AVAILABLE, HARVEY & VALLINI LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$712.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 CROSSBAR LN, ELGIN, SC 29045-9860

Mortgage

Document Number	2022018856
Date	Apr 1, 2022
Instrument	2022018856

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 218 Crossbar Ln was $2,503.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,503.00	$2,000	$284,800 Land $50,000 Building $234,800
2023	$2,356.00	$2,000	$50,000
2021	$1,773.00	$3,000	$50,000 Land $50,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 218 Crossbar Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 218 Crossbar Ln is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Crossbar Ln

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